This is something that I received in an email, and if anyone knows who wrote it, please email me so that I can give due credit for it. I was very impressed with it, and that is why I decided to put it on this page. Read it carefully and consider just how much you do gain and lose everyday....as they say, there is no time like the present so use every minute you can.

What if you went to the bank one day and discovered that you had $86,400 in your account? And what if you discovered that each morning your account would be credited with the same amount, but each evening it would be withdrawn,that you couldn't carry over the balance day to day? What you do? Draw out every cent, of course!!

Well,everyone has such a bank. Its name is TIME. Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever of this you have failed to invest to good purpose.
It carries over no balance. It allows no overdrafts. Each day it opens a new account for you. Each night it burns the records of the day. If you fail to use the day's deposits, the loss is yours.

There is no going back. There is no drawing against the "tomorrow." You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness (family) and success! The clock is running. Make the most of today...

To realize the value of ONE YEAR: Ask a student who has failed his final exam.

To realize the value of One MONTH: Ask a mother who has given birth to a premature baby.

To realize the value of ONE WEEK: Ask the editor of a weekly newspaper.

>>To realize the value of ONE DAY: Ask a daily wage laborer who has six kids to feed.

To realize the value of ONE HOUR: Ask the lovers who are waiting to meet.

To realize the value of ONE MINUTE: Ask a person who has missed the train.

To realize the value of ONE SECOND: Ask a person who has survived an accident.

To realize the value of ONE Millisecond: Ask the person who has just won a silver medal in the Olympics.

Treasure every moment that you have! And remember, time waits for no one...