Tightwad Tips
from Patti Muma
 
My dear friend Patti is a "Pro" at pinching pennies.
With her family of 6 she HAS to be!!
So I have asked her to share some of her
expertise with other HS Mom's.
Put the coffee on and enjoy!

Saving Money on our Food Bill
 
"Make it your ambition to lead a quiet life, to mind your 
own business and to work with your hands, just as we 
told you, so that your daily life  may win the respect
of outsiders and so  that you will not be dependent
on anybody"  Thessalonians 4:11-12
As a homeschooling mom, the first question you should ask yourself  should be: “How can we live on less money?”  not  “How can we make more money?”   Making more money isn’t always the best answer. It seems as soon as you make ends meet, the economy moves the other end!     Scaling back, using less of everything and making due have been my personal  goals for years.  Living on one income as opposed to the society’s normal two income rat-race is truly a calling from our God.
 
"By wisdom a house is built,
and through understanding
it is established;
through knowledge it's rooms are filled with rare and beautiful trasures"
Proverbs 24:3-4
 
Saving money is a job I do in order to stay at home and educate my children. I don’t see being frugal as a punishment but as a privilege. My Heavenly Father has given me the tools to not only stay home with my babies , but to keep my babies home with me!
The first and actually easiest way to save money is your family’s food bill.
Bulk buying, scratch cooking,menu making, and bargain shopping are all strategies all of us can apply to everyday life.  The hardest part [believe me] is  not spending less on your food bill but actually SAVING the money you didn’t spend on food. Put the money you don’t spend at your grocery store in a special savings account and watch your savings grow!  Some of us need the immediate funds somewhere else as opposed to the savings account. If that’s the case, by all means use the saved money [from your grocery bill] in the areas you need it...back taxes, past utilities, home and car repairs...just try to save as soon as you can. A savings account ,as allusive as that may seem will be an important step in saving even more money later on. We all need cash funds available so we can take advantage of money saving opportunities. these might include a sewing machine or a freezer.
 
"But if we have food and clothing, we will be content with that"
I Timothy 6:8 
Small Steps To Saving On Your Family’s Food Bill.
1.Break your name brand habit. This strategy alone can save you up to 40% the first time you shop! No kidding!  2.Keep track of food prices every where. Some experts suggest keeping a food prices dairy. This is a great idea. You need to know when to buy because prices are at the lowest and when to wait because the same type of product can be bought for less somewhere else.
3.Don’t shop for everything at the same store. Very few of us actually live so far out into the country that we only have one choice in where we shop. We need to comparison shop every week for the best bargains on the foods our families eat most.
4.Re-think  Meat. First, let me point out, I have a family of carnavores! My husband and kids love meat. Scaling back here was difficult, but I managed to save $ here by following these simple steps. A.) look for the cheapest price and then buy as much as you can store in the freezer.   B.)Choose less expensive cuts of meat.[i.e. chicken quarters vs.. chicken breast or round steak vs.. porterhouse]  C.) collect recipes. Your family will be less likely to say  “Hamburger  again?”  if you present  something other than meat loaf three times a week. [look here each month for new cheap recipes to feed your tribe!]
5.Forget cereal!  Even the store brands of cereal cost too much! I have found once you make the step towards a “CEREAL FREE” environment your kids will actually enjoy breakfast more. My  three oldest children can all make a few different morning meals and not depend on a cold bowl of cereal if mom sleeps in!
6.Bake ahead or have a old fashioned baking day.The kids will beg less for those expensive Oreo’s if you have yummy homemade cookies waiting on the counter! Spend one morning a week [in homeshool] baking muffins, cookies, breads and other family favorites; then freeze. My older kids can measure, level, mix and bake with supervision. This is so good for them! They work together for the good of the family, learning math and life skills, having fun with each other. This is the essence of homeschool.
7.Start a pantry. Not every home has a traditional pantry area. but most of us have wasted space where we can store our bulk purchases. My girls are used to having cases of  16oz. peanut butter under their beds! Be willing to go to new frontiers of storage!
8.Waste not, want not. This old saying still holds true. If cooking with left overs isn’t  easy for you try to double your recipe then freeze half. This will actually produce less left-overs and give you an extra meal ready for one of those really busy nights!
All of these tips are easy, common sense type stuff that you can use as
a springboard to saving your own way.
*
Can you garden? Can you barter?
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Ask yourself “How can I feed us for less?”
Finally, PRAY. Asks God to help you be a wise steward of
his many blessings; thank him for talents that enable you to save and
honor your husband’s money making efforts.
We are the keepers of our husband’s home, caring for his
children and seeing to his needs.
This is one of the many roles our Lord has blessed us with.
 
"Her husband has full confidence in her and lacks nothing of value.
She brings him good, not harm, all the days of her life" Proverbs 31:11-12
      God bless your homemaking efforts.
 
Great Books To Read:

The Tightwad Gazette I, II and III by Amy Dacyczyn.
Your Money Or Your Life  by  Joe Dominguez  and Vicki Robin
Debt-Free Living   by   Larry Burkett.

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