Outline: How to buy a house? 

Introduction

Lead-in-point: -land property is the main economic activity in HK

                        -It¡¦s an important task for people to buy a house

Final sentence:-I would like to introduce the procedure of buying a house

Body para. #1

TS: We should decide where we get a house.

Support: -choose a place that all family members agree to

-environment-Quite? Noisy? Is there any market or school? Convenient transportation?

 Body para.#2

TS: We should get help from a property agency.

Support: -provide plenty of choices from selected area

-recommend suitable house-Size? Price?

-introduce lawyer and bank for loan

-but should be paid commission

Body para. #3

TS: We then go to a bank and ask for a loan.

Support: - determine how much to be borrowed

- ask about repayment calculation method, interest rate, maturity date, repayment amount

-when could get the money

Body para. #4

TS: We should invite a lawyer for a legal formality.

Support: -sign the contract with or without the proprietor-can handle separately

-state when to pay for the house and when to strike the deal

-get the right to live in the house

Conclusion:

Opening sentence: as housing transaction is common in HK we should know more about buying a house.

Ideas for closing sentence: - be a smart consumer