The Mind of a Criminal
(Theories and Psychology)
Part 3
Ricardo's Theory on Bill's decision to commit Check Fraud:
The Credit Card thing was bad enough, but then to add injury to insult he goes ahead and steals personal checks and takes the financial battle to a more personal terrain ...

This one has really baffled me since the very beginning. I mean, the guy admitted to us just days before this whole thing began that he had never even written a check before!! Now I'm no genius, but, in theory, if you did not know how to use something or do something very well, would you do it? Especially if you KNEW it would land you in hot water?

Because it is our personal checking account, we have about 3 or 4 ways to check our transactions on a daily basis! We can micro-manage our account so that we can see what we spent on a specific day! This is why we choose to have the majority of our transactions done by plastic. Because we want to make sure we can keep a paper trail to lead us back to any fishy spots.

The internet and broadband have brought along a great age in that it makes banking that much easier. With technology merging with banking the way it has, it has become very difficult to NOT leave behind a trail to lead detectives right to your doorstep. Why then would a sane, logical person hazard an attempt at a form of fraud like this? I don't know ....... and my theory on this reflects that .....
I honestly think that at this point (when he decided to steal our personal checks and use them) he did not really care about what happened to him. I imagine that at this point he simply said: "Ok, I'm screwed. It's only a matter of time before I get caught, so in the meantime I'm gonna just pass the time." I think that because his excursion to the casino yielded no treasure, that he was left broke once again and needed more cash. And since he had already sunk so low, I imagine that he figured: "What the hell? It can't get any worse."

This one was simply apathy. Lack of caring on his behalf. I think he simply opted to continue down his path regardless of consequences. I think his spirit at this point was broken and that he might have actually wanted to get caught. I think that living on his own as an adult simply was not as fun as he imagined it would be and that he might have been tired of the grind.
I'm sure he had a reason for everything that he did, I'm sure he can rationalize everything in a way that makes sense to him. And I'm sure that he can point fingers in many directions with reasons that might appear justified.

Ultimately, however, I don't condone what he did. Not for one second. My being here rationalizing his actions does not mean that I forgive or accept what he did. In fact I condemn it. i think it was a stupid decision that did not have one ounce of foresight into it. I don't think he never imagined a future where he was a convicted felon. A common theif and criminal.

But I mean, really, who am I to presume that I know what he was thinking? Cuz I don't. I have no clue what snapped in his head to make him sink so low. I believe, however, that given the circumstances it's not too hard to come up with ideas as to WHY he did what he did. I can connect the dots I have placed in front of me. I can read and interpret the clues he left behind. I can try to come to some sort of closure or understanding by dissecting his actions. Maybe after all this writing and theorizing, I can finally get a good night's sleep.

And Bill? I hope he makes a good prison bitch.
The Last Word ...
What do you think? Got something to add? Write me an e-mail. or sign my guestbook.
A note to Bill's Family ....
To all of Bill's family, I feel truly horrible for you. Your relative has brought great shame upon you and your kin. And for this, I apologize. I know that his actions do not necessarily reflect on your character or judgement and I hope that you can find peace of mind & soul as the next few months pass, because it will be a very difficult time for you and your relative. And I want you to know that although I wish for the wrath of God to come down upon him for his actions, I wish you all no illness, injury or personal loss.

As I stated before, this page has been created to give people a chance to defend themselves and their pocketbooks against a person who apparently does not understand the concept of loyalty or trust. I welcome your comments as well and invite you to write me an e-mail if you wish to know more details surrounding what happened. We will try to be as impartial and fair as we can and will attempt to only state facts.
I hope to start a page that has all of Bill's legal proceedings including updates posted here soon enough.