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  Looking for a way to break out of the rental stable but can't save enough for a big down payment? There is another way! Big down payments aren't always necessary. Rather than going with a single, 100% LTV mortgage, which most often will require PMI, savvy mortgage professionals here at the Virtual Loan Officer will recommend a 80/20 piggyback mortgage.

  See what Satisfied Carteret Customers are saying Click Here. Wondering how we originate your loan over the internet? Click Here. Do you have questions about your situation? Cant get answers from the larger online mortgage companies? There are three ways to get ahold of Bill Hobbs Email: william@williamhobbs.com, Toll Free Phone; 888 702-0652.

  Let's face it: At some time, most folks have had difficulty paying their bills.  If you're one of those people, The Virtual Loan Officer can help--even if you’ve been denied a loan or new mortgage by other lenders or companies. If you've ever had a foreclosure or filed for bankruptcy Chapter 7 or 13 protection —and these debts are history, we’d love to help you Click Here

Get a Debt Consolidation Quote Now If you continuously find yourself going month to month paying the absolute minimums on your credit card and other revolving debt accounts, there is a way to start making a dent in all this debt. A Debt Consolidation Loan can help. Click the icon to the left to get started.
Today's Best Rates  are  Heading Down  Note: Rates do not include any fees.
  Rate APR
Power Option ARM 1.00% 4.972%
30 Year Fixed Jumbo 6.000% 6.319%
5/1 Year ARM 5.375% 5.674%
15 Year Fixed 5.250% 5.523%
  Rate APR
30 Year Fixed 5.750% 6.159%
35/40 Year Fixed 6.125% 6.349%
Equity Line of Credit 4.750% 6.006%
1 Year ARM 5.000% 5.346%
Todays  BEST  Rates via Email

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