Welcome to my Website.  I am a mortgage consultant for a mortgage bank in Latham, NY named Home Funding Finders, Inc.  We represent over 45 different local and national banks to go along with our own mortgage products, which gives us products for almost any borrower. I specialize in providing excellent mortgage products with exceptional customer service that you will not receive from an ordinary bank with no additional cost to you. If you are interested in buying a new home or refinancing your current mortgage, please use my contact information above to contact me or use the link below to have me contact you.  I promise that I will do anything in my power to help you with all your mortgage needs.  Working with me will also benefit you by my ability to act as a banker or a broker.  What this does is combine the benefits of being a banker (competitive rates, on site underwriting, no broker fees, etc.) with the benefits of being a broker (more available products, rate shopping, etc.).  I hope that you have a great day and thank you for visiting my site.
Scott Knapp
Mortgage Consultant
Our main products include:
FHA - allows borrowers to put only 2.25% as a Down Payment
VA - Eligble Veterans may qualify for no Down Payment Loans
Conventional - Available in Fixed and Adjustable Rates to meet Borrowers Needs
SONYMA - New York State program for 1st Time Homebuyers
Jumbo - For loans from $322,700 up to $1,500,000
Construction (Disbursement) - Up to 180 day Rate Lock Protection
Construction (End Loan) - Up to 240 day Rate Lock Protection
"Prime For Life" - Interest only payments @ Prime Interest Rate (Infinite Rate Lock)
Conventional Extended Rate Locks - Up to 270 day Rate Locks with free float down option

Other product options include:
Bi-Weekly -
Lowers the effective interest rate and term
Float Down Options - Allows borrowers to lower a locked rate
Piggy Backs (1st and 2nd) - Eliminates PMI for those putting less than 20% down
Second Homes and Investment Properties - Up to 95% LTV
FHA 203(K) - Rehab program that allows improvements to be included in loan
HomeStyle - Conventional Rehab Program

We also have the best Alternative Credit Division (BCD) in the Capital Region
Their products include loans for borrowers that have/are:

Low Credit Scores
Recently Discharged Bankruptcies
No Money for Down Payment (up to 103% LTV)
Self Employed
No Income/No Asset Verification
No Job
12 Century Hill Drive
Latham, NY  12211
Phone: (518) 783-1234
Fax: (518) 783-3467
Email: sknapp@homefundingfinders.com
Licensed Mortgage Banker   
New York State Banking Department
Home Funding Finders, Inc. is an Equal Opportunity Company
Last Updated 1/20/2004
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(*Except SONYMA)
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Click here to go to Coldwell Banker - Prime Properties Home Page
Click here to go to the Home Funding Finders Home Page
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