P.N.KRISHNA MURTHY

 

Insurance Consultant

Chennai

Tamilnadu,India

Phone No :

 

E-mail :

pnkmurthy@yahoo.com


 

 

Jeevan Saathi Presentation

 

 

Risk Cover Chart

 

1st Proposar

Proposar A

Age

27

Report Date

5 March 2002

2nd Proposar

Proposar B

Age

21

Sum Assured

100000

Mode

Yearly

Term

20

PremTerm

20

DAB

100

Premium

5345

Bonus Rt

73

Bonus Step

0

Tax Exemp Lmt

12000

IT Slab

20 %

Loan Re Rt

12.0 %

 

Year

For 1st Proposar

Normal Rsk

Acc Rsk

For 2nd Proposar

Normal Rsk

Acc Rsk

Acc Bonus

Premium

Tax Saved

Nett Premium

Returns from LIC

Total Loan Available

 

2002

100000

150000

100000

150000

7300

5345

1069

4276

0

0

2003

100000

150000

100000

150000

14600

5345

1069

4276

0

0

2004

100000

150000

100000

150000

21900

5345

1069

4276

0

3501

2005

100000

150000

100000

150000

29200

5345

1069

4276

0

5024

2006

100000

150000

100000

150000

36500

5345

1069

4276

0

6764

2007

100000

150000

100000

150000

43800

5345

1069

4276

0

19373

2008

100000

150000

100000

150000

51100

5345

1069

4276

0

24723

2009

100000

150000

100000

150000

58400

5345

1069

4276

0

30779

2010

100000

150000

100000

150000

65700

5345

1069

4276

0

37634

2011

100000

150000

100000

150000

73000

5345

1069

4276

0

45369

2012

100000

150000

100000

150000

80300

5345

1069

4276

0

54075

2013

100000

150000

100000

150000

87600

5345

1069

4276

0

62882

2014

100000

150000

100000

150000

94900

5345

1069

4276

0

72790

2015

100000

150000

100000

150000

102200

5345

1069

4276

0

84000

2016

100000

150000

100000

150000

109500

5345

1069

4276

0

96756

2017

100000

150000

100000

150000

116800

5345

1069

4276

0

111335

2018

100000

150000

100000

150000

124100

5345

1069

4276

0

129023

2019

100000

150000

100000

150000

131400

5345

1069

4276

0

149008

2020

100000

150000

100000

150000

138700

5345

1069

4276

0

171586

2021

100000

150000

100000

150000

146000

5345

1069

4276

0

197085

2022

0

0

0

0

0

0

0

0

261000

0

 

Grand Total :

1533000

106900

21380

85520

261000

 

All the above statements are based on certain assumptions which are liable to change according to Government,Regulator and/or Corporation's policies