This site was created and maintained by “Steppa”.  I use an alias because I don’t want to share certain personal information on the world wide web. I have a degree in economics and political science.  I work full time at a money management consulting firm and this site is a hobby of mine. This site is not intended to be a discussion board.  I realize there are many people who do not agree with what this site says or how it goes about doing it, but the purpose of this site is not to create a forum to discuss combating intellectual ideas, although that does have its place.  Not here though.  The purpose is to help people find comfort in a difficult and confusing world.  If just one person finds this site helpful, then it was worth the effort. An email link is below.  I will not respond to purely combative emails.  I hope you enjoy this site and the journey is offers!