Mortals
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Mortal Character Creation rules

Physical Social Mental (6/4/3)

Abilities (5)
Backgrounds (3)

Humanity Traits (4)
Virtues (7)

*Merits (7)
*Flaws (7)
*Negative Traits (5)
*Derangements (1=2)

Free Traits (10)

* You do not have to take merits, flaws, negative traits or derangements. At character creation Merits cost one freebie per point, and flaws get you one freebie per point to a max of 7. Furthermore, negative traits also get you one freebie for each up to five. For taking a derangement you get 2 free points. Do not try to take any supernatural merits without talking to the STs first. Do not take a derangement without first oking it with the STs.
Free Trait Costs
Trait                                  Costs
Attribute Trait                          1
Ability Trait                              1
Willpower Trait                        1
Humanity Trait                        1
Virtue                                      1
Merit                Merit Trait Costs
Basic Numina                          3
Intermediate Numina              6
Advanced Numina                   9
Sorcery Ritual: Basic              2
Sorcery Ritual: Intermediate   4
Sorcery Ritual: Advanced        6
Background                             1
Influence Trait                       1