ePenzio is a nationwide credit card processing company, specializing in merchant accounts, web design, web hosting and other Internet tools. They offer solutions for non-traditional merchants within the Internet, home-based, phone order/mail order industries. They offer merchants the ability to accept forms of non-cash payment, including Visa, MasterCard, American Express, Discover, Diners Club, and electronic checks. From their office in Salt Lake City, UT, they have a coast-to-coast network of affiliates.