* SENIORS >  Save Money on Prescription Drugs *
Here are some discount and assistance programs for which you might qualify:

> In June 2002, seven drug companies created 
Together Rx, a program that offers discounts to Medicare enrollees who lack public or private prescription drug coverage and who have incomes below $28,000; ($38,000 for couples).  For more information, call 1.800.865.7211 or  click here for details.

>  Medicare enrollees with no drug coverage who earn less than $18,000 ($24,000 per couple) may be eligible for the
Pfizer for Living Share Card program.  The cost, for most Pfizer drugs, is a flat fee of $15.00 for a 30-day supply.  For information, call  1.800.717.6005 or click here for details.

> Eli Lilly runs a similar program. 
Lilly Answers offers its medications for a $12.00 flat fee for a one month supply.  Eligibility requirements are similar to Pfizer.  For information, call 1.877.795.4559 or click here for details.

> For a state-by-state list of pharmacy assistance programs, 
click here and look under "exclusive Web resources".

> If you are enrolled in any of AARP's health insurance plans, you have free access to the organization's
Prescription Savings Service, which offers discounts on prescription medicines through the mail or at many retail pharmacies.  If you don't have an AARP sponsored insurance policy, you can pay $19.95 a year for an identical service called MembeRx Choice.  For information, call 1.800.456.2277 or click here for details.

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* WEBSITES To Hone Your Skills *
To Get You Started using the Internet, go to the AARP website >  click here

> To learn more about getting your money's worth when you buy computer software,
click here

> To check on e-commerce sites,
click here

> To help you shop online,
click here   > created by the American Bar Association

> To report a violation of a privacy poicy, fraud, or other problems, go to the Federal Trade Commission's website >
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> To find additional information on financial planning, try these:
Scudder       Quicken      OnMoney         Financial Engines     Advice America    Finance Center

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*  SCAM  ALERT  *
*Say NO to Homework !   Beware of companies that promise huge returns, claim no experience is necessary and want MONEY upfront.  Also, beware of work-at-home schemes that involve assembling products, processing health insurance claims and stuffing envelopes.
For more information, visit the Federal Trade Commission online >
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Click here for the Better Business Bureau website
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AARP's Legal Services Network  > 
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Aging with Dignity  > 
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Consumer's Tool Kit for Health Care Advance Planning >
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