WE AT 30% RETURNS WILL GIVE A 30% GROSS RETURN PER ANNUM TO ALL CLIENTS WHO PAY FOR TWELVE MONTHS CONSECUTIVE SERVICE EXCEPT FOR THOSE MONTHS THAT ARE USED WITH OUR MONITOR SERVICE. IF WE FAIL TO DO SO OUR ANNUAL SERVICE FEES ($200.00) WILL BE REFUNDED TO THE CLIENTS AFFECTED. A HANDLING FEE OF TEN DOLLARS (U.S.) WILL BE DEDUCTED FROM THIS REFUND AS WILL ANY FEES DIRECTLY INCURRED TO ACCEPT OR MAINTAIN THAT CLIENTS ACCOUNT. ALSO ANY COSTS INCURRED IN RETURNING THE REFUND TO THAT CLIENT.
30% RETURNS CALCULATES THE RETURN BY ITS INDEX. WE TAKE THE CLOSING INDEX OF THE PRIOR BUSINESS DAY OF THE START OF THE CLIENTS CONTRACTUAL YEAR SUBTRACTING THIS FROM THE INDEX CLOSE OF THE LAST DAY OF THE CONTRACTUAL YEAR THUS GETTING THE INDEX DIFFERENCE. WE DIVIDE THE INDEX DIFFERENCE BY THE CLOSING INDEX OF THE PRIOR BUSINESS DAY OF THE START OF THE CLIENTS CONTRACTUAL YEAR THUS GETTING THE ACCEPTED GROSS RETURN OF THE CONTRACTUAL YEAR. IF THIS IS LESS THAN 30 PERCENT (.30) THEN THE ABOVE GUARANTEE IS ENACTED. NO OTHER CALCULATIONS WILL BE ACCEPTED AS TO EFFECT THE GUARANTEE. THOMAS J. HALLMAN , 30% RETURNS |