Heat the refried beans over medium heat, adding HALF of the packet of taco seasoning and 2 SPOONFULS of diced jalapenos.

When beans are warm, spread into serving dish(es).

Carefully cut the avocados in half. Score the avocado meat into cubes, then using a spoon, scoop the avocado cubes into a medium-sized bowl. Into the bowl add 1 SPOONFUL of diced jalapenos, a dash of salt, and a dash of cilantro; stir, smashing some of the avocado. This is a chunky-style guacamole.

Spread the guacamole on the refried beans.

Top the guacamole with the sour cream.

Shred the sharp cheddar cheese. Pile it on top of the sour cream.

Drain the can of sliced black olives; sprinkle them on top of the cheese.

Dice the cherry tomatoes. Toss them on top of the cheese as well.

Serve with Scoops chips or tortilla chips.