Gary Cao

Resume

Education

A.B. Freeman School of Business, Tulane University, New Orleans, USA, 08/1995 - 05/1996

Tulane MBA Program is currently ranked as a runner-up for the top 20 by Business Week and 28th by the US News & World Report. It is expected to be among the top 20 business schools in the near future

Master of Business Administration, Beta Gamma Sigma, May 1997

Concentrations: MIS (Management Information Systems), Accounting and Finance

Merit-based Full-tuition International Fellowship (the top award to international MBA candidates) August 1995 to May 1997

Overall GPA = 3.74 (on A=4.0 scale)
MIS GPA = 4.0
Accounting GPA= 3.9

University of Arkansas, Fayetteville, Arkansas, USA, 09/1993 - 12/1994

Master of Arts, Business Economics , Phi Beta Delta, December 1994

Merit-based Full-tuition Scholarship plus Assitantship with stipend

Overall GPA = 3.63

Strong quantitative analysis skills, courses including:

advanced statistics and econometrics analysis,
macroeconomics,
microeconomics,
advanced financial management,
international trade and policy

Peking University, Beijing, China, 09/1985 - 07/1989

Bachelor of Economics, Magna Cum Laude level, July 1989

Merit-based Full-Tuition Scholarship throughout undergraduate study

Overall GPA = 3.6

Professional Experience

MBNA America Bank (a top credit card issuer and consumer financial services company in the US)

Database Analysis Manager (Assistant Vice President), Databse Management / Database Marketing (full-time position)

Wilmington, Delaware, 11/1998 - date

Fleet Financial Group (the 9th largest bank holding company in the US)

Senior Business Systems Strategy Analyst / Project Manager, Fleet Credit Card Services (full-time position)

Newark, Delaware, 08/1997 - 10/1998

Managed three to five consultants in various projects, designed and delivered a highly flexible simulator (data warehouse) of three major credit bureaus and a generator of test applications, which will save 70% of current configuration testing expenses
Managed rule-level configuration workflow of a new Application Processing System ($11 million Capstone Project), which will save 50% processing expenses over the current system, plus other benefits (flexibility, full control, and data accuracy)
Created several key reports for Capstone daily status by using Crystal Reports and Oracle SQL Plus
Proposed, designed, implemented and maintained an intranet website for Capstone Project to facilitate internal communications and develop a friendly and supportive environment for user community. Tools used: HTML Editor (Netscape Navigator 3.0 Gold)
Directed a system migration for Vendor Data Transfer Tracking
Special note on Capstone Project: Capstone is designed with a high-performance, client/server architecture. It lets users define their own rules and derived variables, enabling issuers to customize the decisioning logic to meet their card portfolio goals. For example, issuers can generate their own definitions of delinquent bank card tradelines, instead of using summarized credit bureau data. In addition to rules and derived variables, users can incorporate both intelligent neural network models and traditional scorecards to automate as much of the decision process as possible. The new system provides improved decision quality, reduced campaign set-up time, increased processing flexibility and efficiency, and lower application processing costs

Entergy Corporation (the 4th largest utilities company in the US)

Senior Financial Analyst & Project Leader, Headquarters Credit & Collection Department (full-time position)

New Orleans, Louisiana, 01 - 08/1997

Created all-new multivariate regression models for write-offs analysis and forecasting, with high level accuracy
Created all-new multivariate regression models to analyze consumers (household customers) behavior profile and predict probability of delinquency, delinquency amount, gross wirte-off amount and net write-off amount for the entire company
Managed and designed database structure for credit and collection, implemented data warehouse project (MS SQL Sever)

Petroleum Helicopters, Inc. (PHI) (the largest helicopter services company in the US)

Senior Financial Consultant to Chairman/CEO (half-time position)

New Orleans, Louisiana, 03-12/1996

Administered local area network (LAN) in the corporate office and contribute to MIS upgrade.
Developed a financial performance benchmarking model and a new-business opportunity research model.
Lead three projects in Customer Analysis, Competition Analysis, and Corporate Filing System.
Supported Chairman/CEO and two Vice Presidents in corporate strategic planning, international new business development, information system, finance, insurance, and customer and marketing research
Principal Consultant: Dr. James W. McFarland (Dean, Freeman School of Business; Member of Board of Directors, Petroleum Helicopters Inc.)

Burkenroad Reports (formerly "Freeman Reports")

Equity Securities Analyst (part-time position), New Orleans, Louisiana, 08/1995 - 05/1997

Selected for the highly competitive, nationally recognized investment research program, which has been praised by Wall Street Journal, CNBC, The Chronicles of Higher Education, The Buyside Magazine, The Wall Street Scripts, and other major media. A brief introduction of this program. You may also download a file in Acrobat PDF format: A complete brochure of Freeman Reports published in 1997.
Met with top management, visited company sites, developed earnings models, published investment research reports on two NASDAQ-listed companies -- Melamine Chemicals Inc. (MTWO, 2/96) and American Oilfield Divers Inc. (DIVE, 2/97)
Analyst names and reports are listed on Bloomberg Financial Online Service
Look at brief summaries of the reports:

Melamine Chemicals Inc.
American Oilfield Divers Inc.

These reports are widely distributed throughout the nation's investment community, and listed on Bloomberg financial on-line information services

University of Arkansas

Instructor, Department of Computer Information Systems (CISQA)

Research Associate, Department of Agricultural Economics

Fayetteville, Arkansas, 12/1994 - 08/1995 (full-time position)

Taught junior-level course "Operations Management" for three sections (total 80 students) with excellent evaluation ranking
Made significant contribution to a state-funded research project on risk management and negotiation analysis

Coca-Cola China Holdings Ltd.

Business Operations Regional Assistant Manager, North China (full-time position)

Beijing, China, 11/1992 - 08/1993

Proposed and directed a major marketing project on upscale distribution channels in Beijing and Tianjin.
Improved relations with key accounts (People's Congress, Beijing International Capital Airport, etc.).
Audited sales and marketing operations of a joint-venture bottling company in Beijing, and managed implementation of direct-sales project (skip wholesalers and sell directly to retailers)

Beijing 1990 Asian Olympic Games Organizing Committee

Assistant Director and Information Systems Manager, International Liason Department (full-time position)

Beijing, China, 09/1989 - 11/1990

Winner of Performance Excellence Award (top 5%), October 1990
Supervised 550 volunteers (interpreters) working at the Asian Olympic Village.
Conducted communications with 38 national Olympic committees to facilitate participation.
Adminstered the electronic mail system in the Village

Hill & Knowlton International Public Relations Consulting

Special Project Consultant, Beijing Office, China, 04 - 06/1992 (full-time assignment)

Managed the public relations and government relations on behalf of Northwest Airline (US) for its first flight between Beijing (China) and Seattle (USA)