| LIFELONG LEARNING PLAN: |
| The Lifelong Learning Plan lets you withdraw up to $10,000 a year from your registered retirement savings plan after 1998 to finance training or education for you or your spouse. As long as you meet the conditions every year, you can withdraw a maximum of $20,000 for up to four years. Withdrawn amounts are not included in your income and the RSP issuer will not withhold tax. |
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| NEW WEB SITE UNDER CONSTRUCTION by GREAT CANADIAN WEB SERVICES |
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| AM FINANCIAL |
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| PHONE (613) 259-5670 |