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FALL 2005

 

MONETARY POLICY                                CH 15

 

REVIEW QUIZ

 

 

FEDERAL FUNDS MARKET  4.00 PCT TARGET/NOVEMBER 2005

          RATE DETERMINATION

          SUPPLY

          DEMAND

          PORTFOLIO MANAGEMENT

          EFFECT OF INCREASED OPEN MARKET PURCHASE

          EFFECT OF REDUCED OPEN MARKET PURCHASE

 

 


USE TOOLS TO MEET OBJECTIVES

          ACTIVE TOOLS

                   OPEN MARKET PURCHASES

 

          INACTIVE TOOLS (NOT USED)

                   OPEN MARKET SALES

                   DISCOUNT RATE MANAGEMENT (AS OF JAN03)

                   RESERVE REQUIREMENT (AS OF 1937)

 

          ONLY ONE ACTIVE TOOL

 

 


INTERMEDIATE GOALS

          INTEREST RATES

          MONEY SUPPLY

          USE THESE TO SEE IF

                   YOU ARE HEADED IN THE RIGHT DIRECTION

          WHAT IF THEY CONFLICT?

                    ONLY ONE ACTIVE TOOL, TOO MANY OBJECTIVES

 

 


ULTIMATE OBJECTIVES OF MONETARY POLICY

          GDP AND TARGET RATE OF GROWTH

          JOBS AND TARGET RATE OF UNEMPLOYMENT

          TARGET RATE OF INFLATION/NO DEFLATION/BERNANKE

          “STRONG AND STABLE” DOLLAR/EXCHANGE RATE

 

MANAGEMENT

          WHAT IF THEY CONFLICT?

                    ONLY ONE ACTIVE TOOL, TOO MANY OBJECTIVES

 

 




MONEY MARKET MADNESS

 

DEMAND FOR MONEY

          LIQUIDITY PREFERENCE

          L = f(R)

                   TRANSACTIONS

                   PRECAUTIONARY

                   SPECULATIVE(ASSET)

 

SUPPLY OF MONEY

          IS IT PERFECTLY INELASTIC?

          HOW MUCH CONTROL BY THE FED?

          DOES IT MATTER?

 

MONEY MARKET

          EQUILIBRIUM

          PROBLEMS

          LONG TERM RATES VS SHORT TERM RATES

                   SOMETIMES OPPOSITE DIRECTIONS

          LIQUIDITY TRAP

 

 




BOND MARKET/MONEY MARKET INTERACTION

          GOOD EXAM QUESTIONS

 

          EFFECTS OF INCREASED L

                   ON MONEY MARKET

                   ON BOND MARKET

                   ON INTEREST RATES AND BOND PRICES

          EFFECTS OF INCREASED M

                   ON MONEY MARKET

                   ON BOND MARKET

                   ON INTEREST RATES AND BOND PRICES

          EFFECTS OF INCREASED INCOME (GDP)

                   ON MONEY MARKET

                   ON BOND MARKET

                   ON INTEREST RATES AND BOND PRICES

          EFFECTS OF INCREASED PRICES  (INFLATION)

                   ON MONEY MARKET

                   ON BOND MARKET

                   ON INTEREST RATES AND BOND PRICES

 




LINK MONETARY OPERATIONS TO THE ECONOMY

 

1. INTEREST RATES AND INVESTMENT

 

          INTEREST RATES => INVESTMENT =>AGGREGATE DEMAND =>GDP

 

INVESTMENT FUNCTION

          INVESTMENT AS A FUNCTION OF INTEREST RATES

                   INDIVIDUAL FIRMS INTERESTED IN PROFIT

                   FIRMS NOT INTERESTED IN EQUILIBRIUM GDP

                   INVESTMENT RELATED TO LONGER TERM INTEREST RATES

                   FED AFFECTS SHORT TERM RATES

          WILLING LENDER

          WILLING BORROWER

 

          MOVEMENT VS SHIFTS:  REASONS

                   EXPECTATIONS

 

 

 

2. INTEREST RATES AND CONSUMER SPENDING

          WILLING LENDER

          WILLING BORROWER

          MOVEMENT VS SHIFTS:  REASONS

                   EXPECTATIONS

 

 




MONETARIST PERSPECTIVE

 

EQUATION OF EXCHANGE
          MV = PQ

          VELOCITY OF MONEY

                   DEFINE VELOCITY

                   IS VELOCITY STABLE?/ PAGE 319, YOUR CALL

                    IS VELOCITY PREDICTABLE?

          EQUATION OF EXCHANGE

                   BOTH PRODUCTS EQUAL SALES

 

          IS THERE A NATURAL RATE OF GROWTH?

                   GROWTH + INFLATION = GROWTH OF M + GROWTH OF VELOCITY

 

                   VELOCITY IS INSTITUTIONAL

                             BUT INFLUENCED BY INFLATION

 

                   EFFECTS OF MONETARY STIMULUS

                             HARD TO PREDICT

                             IMPOSSIBLE TO CONTROL

 

 




REAL VS NOMINAL INTEREST RATES

          REAL = NOMINAL - EXPECTED RATE OF INFLATION

          DOES THE REAL RATE CHANGE?

 

MONETARIST POLICY PERSPECTIVE

          CROWDING OUT BY GOVERNMENT

          SHORT TERM VS LONG TERM EFFECTS

          6 MONTH LAG

 

MONETARY RULE (FRIEDMAN)

          IGNORE SHORT RUN CONDITIONS

          FIXED GROWTH OF MONEY AT 2.5 TO 3.0%

          DEPENDS ON ESTIMATING V AND Q

          IS THE NATURAL RATE OF GROWTH STABLE?

          WHAT ARE THE EFFECTS OF ERRORS?

 

FRIEDMAN'S VIEW OF COUNTER CYCLICAL POLICY

          MORE HARM THAN GOOD

          MINOR(?) PROBLEM: WHICH MEASURE OF MONEY SUPPLY?

                   M1 V M2 V M3

 

 




MONETARY STRATEGIES/ALTERNATIVE VIEWPOINTS

 

INTEREST RATE GUIDE

          WHICH INTEREST RATE?

          DM OR DL?  DO YOU CORRECT PAST ERRORS?

          CONTROL R  UNSTABLE M

          CONTROL M  UNSTABLE R

          R => I  => GDP

 

GOLDEN RULE FOR PRICE STABILITY (GOLD STANDARD)

          SHOULD WE FIX THE PRICE OF GOLD?

          IS THE FED ON A GOLD STANDARD NOW?

          WHO CONTROLS WORLD'S SUPPLY OF GOLD?

          HAS IT WORKED IN THE PAST? 

          YES AND NO

 

COMMODITY STANDARD

          WHICH COMMODITIES?  WHY NOT ICE CREAM CONES?

          20 YEARS TOO LATE

          US IS INTO SERVICES NOT MANUFACTURING

 

FOREIGN EXCHANGE STANDARD

          WHICH CURRENCIES?

          POLITICAL REALITIES

 

SO WHAT DOES MR. GREENSPAN USE?

          MOSTLY A FEDERAL FUNDS RATE TARGET

          AN ECLECTIC APPROACH

          PAINTING THE BARN DOOR