- Dodgy Motor (Auto) Traders
THE CON: Cut and shut - Parts
of written off or crashed cars are welded together. Ringers - stolen
cars with disguised identities. Clocking - winding back the mileage to
increase the price. Clones - thieves 'steal' a car's vehicle
identification number (VIN), note it's number plate and put them on a
stolen car.
DON'T FALL FOR IT: Check all the car's documents and have the AA or
RAC examine the vehicle. Ensure that the VIN (Vehicle Identification Number), found on the engine,
matches that in the log book. The AA Used Car Data Check will reveal if
the car is 'dodgy'. The check costs £31 or £27.50 for AA members.
- Bogus Callers.
THE CON: Bogus meter readers gain entrance
to a home and divert the owner's attention while an accomplice searches
for valuables.
DON'T FALL FOR IT: Study the callers identity card. If suspicious,
don't let them in and call the police.
- Premium Line scams.
THE CON: You receive a mailshot saying
you've won a prize. To find out what it is, you have to dial a premium
line number costing £1 per minute.
DON'T CALL FOR IT: Often prizes aren't worth the money you will
spend on the phone call. Call the phone services watchdog ICSTIS (0800
500 212), which can pull the plug on bogus lines.
- Roofing.
THE CON: A builder will knock and say some
tiles/Slates are missing from your roof. He'll do the job quickly - for
CASH.
DON'T FALL FOR IT: He'll take the money and scarper. For reputable
roofers, ring the National Association of Roofing Contractors (020 7436
0387).
- Timeshares.
THE CON: Unscrupulous timeshare holiday clubs
bypass existing laws by offering short-term, 35 month contracts. There
is a hefty annual fee and the company often has difficulty for the last
two years.
DON'T FALL FOR IT: Insist on a reputable company. Ring the Timeshare
Helpline (020 8296 0900) or the Timeshare Consumers Association (01909
591100).
- Working From Home.
THE CON: You see a card in a window
asking you to send off £25 to cover the cost of setting up as a
homeworker, stuffing envelopes.
DON'T FALL FOR IT: You'll be instructed to put the same card in other
newsagents to get people to send you money. You'll never recoup your
cash. Call your local council's Trading Standards Office for
advice. |
- The Show Home.
THE CON: A company offers you a new
discounted kitchen. In return they ask to use the room to show potential
clients around later.
DON'T FALL FOR IT: Showing people around is a red herring. Usually
no-one turns up. It distracts from the fact that you are not getting a
discount at all - it's probably worth less than you paid for it.
- Pyramid Selling.
THE CON: People at the
top of the 'pyramid' recruit others to sell products on their behalf and
to take a percentage of their profits. But the new recruits have to pay
for the goods and as the market becomes saturated, you are left with
unwanted stock, resulting in a loss. "Alladvantage" is a classic Web example of a pyramid.
DON'T FALL FOR IT: There are reputable multi-level marketing
companies such as Avon which make their money by selling quality
goods.
- Cowboy Builders.
THE CON: They offer to resurface the
drive, claiming to have extra tarmac from another job. They can do it
there and then - for cash.
DON'T FALL FOR IT: The tarmac runs out, they go for more and that's
the last you see of them. Insist on references and don't pay up
front.
- Chain Letters.
THE CON: You get a letter
telling you to send £5 to the top 10 names on the enclosed list, add
your name to the bottom, send it on and you'll soon be getting lots of
cash through the door. This is becoming more prevalent in e-mail now!
DON'T FALL FOR IT: Bin the letter. You won't see a penny.
- Mystery Prizes.
THE CON: A letter says you've won a
mystery prize. To claim it, turn up at a reception. Once there, you find
you are one of many. To qualify for the prize, you have to buy what
they're selling.
DON'T FALL FOR IT: Chuck the letter in the bin - nothing's for
nothing.
- Be a Millionaire.
THE CON: An advertt
tells the story of a man who made his fortune with an amazing idea.
He'll share his secret with you - IF you send him money. Seen this in your e-mail lately?
DON'T FALL FOR IT: You'll get a letter advising you to place an
advert just like the one you replied to!
I cannot make promises, but if I can find more along this
vein, I'll add them here! It's not too often I come across such little
gems as this. (Axiompc).
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