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Before going to Europe on urgent business, a wealthy financier drove his
Rolls-Royce to a downtown New York City bank and went in to ask for an
immediate loan of $5,000 for cash spending money.
The loan officer, not knowing the gentleman, was taken aback, and quite
naturally requested collateral. "Well, here are the keys to my Rolls-Royce
out front," the man said.
The loan officer promptly had the car driven into the bank's underground
parking facility for safekeeping, and gave him the $5,000.
Two weeks later, the man walked through the bank's doors and asked to
settle up his loan and take possession of his car again. "That will be
$5,000 in principal and $15.40 in interest," the loan officer said.
After the man wrote out his check and began walking to the front of the bank
to wait for his car, the bank fellow stopped him. "Wait a moment, sir," the
loan officer said. "While you were gone, I discovered that you are a millionaire.
Why in the world would you need to borrow $5,000?"
The wealthy financier smiled. "How else could I park my Rolls-Royce in
Manhattan for two whole weeks and pay only $15.40?"
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