'Paymate' is an Australian service, and is associated with a major bank. Currently it accepts payments from Australia, New Zealand, USA, Great Britain and Canada. Other countries are being added.
I WANTED to use this service, because I don't like some things about Paymate. I feel I have given them a fair go, but their rules are too awkward, and their fees too greedy.
I am still looking for something better, but it's good-bye, Paymate.