XI. GRATITUDE & THANKFULNESS 1. To parents 2. TO all benefactors 3. To God, the Giver of all good XII. FORGIVENESS 1. Of those who confess their fault. 2. Of those who have wronged us. 3. Of our enemies 4. Generosity in dealing with faults of others XIII. CONFESSION 1. Of wrong done another-manly & noble 2. Denial of faults-"denial of fault doubles it" 3. Frankness & candor XIV. HONESTY 1. In keeping one's word 2. In school 3. In little things 4. Cheating, ignoble & base 5. "Honesty is best policy" XV. HONOR 1. Act to be worthy of honor (but don't seek it) 2. To honor one's family 3. To honor one's friends 4. To honor one's home 5. To honor one's country XVII. COURAGE 1. True courage-daring to do right & defend right 2. Bearing unjust censure or unpopularity 3. In danger of misfortune 4. Heroism XVIII. HUMILITY 1. True greatness-not blind to one's faults 2. Modesty becoming to the young 3. Avoidance of pride & vanity 4. Self-conceit-a sign of self-deception 5. True humility, not servility or time serving XIX. SELF-RESPECT 1. Not self-conceit but conscious moral worth 2. Not self-admiration 3. Resulting in personal dignity 4. Distinction between self-love and selfishness 5. "Be not wise in your own conceit"

XX. PRUDENCE 1. In speech & action 2. When one may be misunderstood 3. Respect for the opinions of others 4. "Judge not, that ye be not judged" XXI. GOOD NAME 1. Gaining a good name when young 2. Keeping a good name 3. Keeping good company 4. Reputation & character XXII. GOOD MANNERS 1. At home 2. In school 3. In company 4. When a visitor or a guest 5. In public assemblies 6. Salutations on the street 7. Politeness to strangers 8. Trifling in serious matters-to be avoided XXIII. HEALTH 1. Duty to preserve healthy 2. Habits that impair healthy-foolish & sinful 3. The sowing of "wild oats," (what a man sows, that shall he reap) 4. The body never forgets or forgives its abuse 5. An observance of the laws of health, a duty XXIV. TEMPERANCE 1. Moderation in the indulgence of appetite in things not harmful 2. Total abstinence from that which is injurious 3. Dangers in the use of alcohol 4. Injurious effects of tobacco 5. Cigarette smoking serious evil XXV. EVIL HABITS 1. Those that injure health 2. That destroy reputation 3. That dishonor one's self & family. 4. That waste money 5. That take away self-control 6. That incur needless risks, as gambling 7. That are offensive to others