Research and Development          

•     Finance Academy of the Government of Russian Federation

•     Chair of International Monetary Relations

•     Second year graduate student

•     Thesis on: "Transnational Bank strategy development in global economy"

•    Information Technologies in payments//Information Systems and Networks,  1998, №2,с.36-41

•   "Project financing: best practices of foreign and russian banks" - Monograph

•    Internet Banking: profitable business or lost investments //Vedomosti, August 20, 2001, p. B-6