An article, "Even the Insured Feel Strain of Health Costs", in the NY Times Sun. May 4, 2008 says:
Health plans can cost $10,000/year with a $1,000 deductible.
In one employer's health plan, employees are obliged to pay up to $4,000 of their families' annual medical bills, on top of about $1,600 a year in premiums. Five years ago, their employer paid all the premiums and they were responsible for only about $2,000 of their familiesŐ medical bills.
They did not say whether the 16% figure in the chart below included an employer's contribution to health insurance.
Deloitte Center for Health Solutions

Personal consumption expenditures
at the Bureau of Economic Analysis bea.gov

Type	1990	1995	2000	2005	2007
Durable goods	9.5%	11.6%	15.4%	16.5%	15.4%
Motor vehicles and parts	5.4%	5.7%	6.9%	6.5%	5.6%
Furniture and household equipment	2.5%	2.5%	3.4%	4.8%	6.8%
Other	1.9%	2.3%	2.9%	3.0%	2.8%
Nondurable goods	31.1%	34.3%	34.7%	32.6%	29.7%
Food	16.4%	17.3%	16.5%	15.2%	13.9%
Clothing and shoes	3.9%	4.8%	5.3%	5.4%	5.1%
Gasoline, fuel oil, and other energy goods	3.3%	3.3%	3.1%	2.8%	2.5%
Gasoline and oil	3.0%	3.2%	3.1%	2.7%	2.3%
Fuel oil and coal	0.4%	0.4%	0.3%	0.2%	0.2%
Other	7.6%	8.7%	9.5%	9.2%	8.5%
Services	59.8%	68.2%	69.9%	64.1%	58.1%
Housing	16.8%	18.6%	17.9%	16.2%	14.6%
Household operation	5.6%	6.5%	6.9%	6.0%	5.3%
Electricity and gas	2.5%	2.7%	2.6%	2.2%	2.0%
Other household operation	3.1%	3.8%	4.4%	3.8%	3.3%
Transportation	4.1%	4.9%	5.2%	4.2%	3.7%
Medical care	16.7%	19.0%	18.3%	18.2%	16.6%
Recreation	3.6%	4.6%	4.8%	4.5%	4.2%
Other	13.0%	14.7%	16.8%	15.0%	13.7%

Table 2.3.6U. Real Personal Consumption Expenditures by Major Type of Product and Expenditure, at the Bureau of Economic Analysis (BEA.gov)
Comparison of the Personal Consumption Expenditures (PCE) Price Index with the Consumer Price Index (CPI)

Expenditure Details

Household information	1990	1995	2000	2005
Income before taxes	$31,889	$36,918	$44,649	$58,712
Income after taxes	$28,937	$33,864	$41,532	$56,304
Average number in consumer unit:
Persons	2.6	2.5	2.5	2.5
Vehicles	2.0	1.9	1.9	2.0
Type of expenditure	1990	1995	2000	2005
Average annual expenditures (dollars)	$28,381	$32,264	$38,045	$46,409
Housing	30.7%	32.4%	32.4%	32.7%
Transportation	18.0%	18.6%	19.5%	18.0%
Food	15.1%	14.0%	13.6%	12.8%
Personal insurance and pensions	9.1%	9.2%	8.8%	11.2%
Utilities, fuels, and public services	6.7%	6.8%	6.5%	6.9%
Health care	5.2%	5.4%	5.4%	5.7%
Entertainment	5.0%	5.0%	4.9%	5.1%
Apparel and services	5.7%	5.3%	4.9%	4.1%
Household furnishings and equipment	4.0%	4.3%	4.1%	3.8%
Other	%	%	%	%
Type of expenditure	1990	1995	2000	2005
Average annual expenditures (dollars)	$28,381	$32,264	$38,045	$46,409
Food	4,296	4,505	5,158	5,931
Percent	15.1%	14.0%	13.6%	12.8%
Food at home	2,485	2,803	3,021	3,297
Cereals and bakery products	368	441	453	445
Cereals and cereal products	129	165	156	143
Bakery products	240	276	297	302
Meats, poultry, fish, and eggs	668	752	795	764
Beef	218	228	238	228
Pork	132	156	167	153
Other meats	99	104	101	103
Poultry	108	138	145	134
Fish and seafood	82	97	110	113
Eggs	30	30	34	33
Dairy products	295	297	325	378
Fresh milk and cream	140	123	131	146
Other dairy products	155	174	193	232
Fruits and vegetables	408	457	521	552
Fresh fruits	127	144	163	182
Fresh vegetables	118	137	159	175
Processed fruits	93	96	115	106
Processed vegetables	70	80	84	89
Other food at home	746	856	927	1,158
Sugar and other sweets	94	112	117	119
Fats and oils	68	82	83	85
Miscellaneous foods	336	377	437	609
Nonalcoholic beverages	213	240	250	303
Food prepared by consumer unit on out-of-town trips	35	45	40	41
Food away from home	1,811	1,702	2,137	2,634
Alcoholic beverages	293	277	372	426
Housing	8,703	10,458	12,319	15,167
Percent	30.7%	32.4%	32.4%	32.7%
Shelter	4,836	5,928	7,114	8,805
Owned dwellings	2,953	3,749	4,602	5,958
Mortgage interest and charges	1,817	2,104	2,639	3,317
Property taxes	597	930	1,139	1,541
Maintenance, repair, insurance, other expenses	540	715	825	1,101
Rented dwellings	1,533	1,788	2,034	2,345
Other lodging	349	391	478	502
Utilities, fuels, and public services	1,890	2,191	2,489	3,183
Percent	6.7%	6.8%	6.5%	6.9%
Natural gas	246	268	307	473
Electricity	758	869	911	1,155
Fuel oil and other fuels	100	86	97	142
Telephone	592	708	877	1,048
Water and other public services	193	259	296	366
Household operations	446	509	684	801
Percent	1.6%	1.6%	1.8%	1.7%
Personal services	219	258	326	322
Other household expenses	227	250	358	479
Housekeeping supplies	406	430	482	611
Percent	1.4%	1.3%	1.3%	1.3%
Laundry and cleaning supplies	113	110	131	134
Other household products	171	194	226	320
Postage and stationery	122	125	126	157
Household furnishings and equipment	1,125	1,401	1,549	1,767
Percent	4.0%	4.3%	4.1%	3.8%
Household textiles	99	100	106	132
Furniture	310	327	391	467
Floor coverings	92	177	44	56
Major appliances	147	155	189	223
Small appliances, miscellaneous housewares	75	85	87	105
Miscellaneous household equipment	402	557	731	782
Apparel and services	1,618	1,704	1,856	1,886
Percent	5.7%	5.3%	4.9%	4.1%
Men and boys	393	425	440	440
Men, 16 and over	324	329	344	349
Boys, 2 to 15	70	96	96	91
Women and girls	673	660	725	754
Women, 16 and over	586	559	607	633
Girls, 2 to 15	87	101	118	121
Children under 2 years old	70	81	82	82
Footwear	225	278	343	320
Other apparel products and services	258	259	266	290
Transportation	5,120	6,014	7,417	8,344
Percent	18.0%	18.6%	19.5%	18.0%
Vehicle purchases (net outlay)	2,129	2,638	3,418	3,544
Cars and trucks, new	1,159	1,198	1,605	1,931
Cars and trucks, used	948	1,406	1,770	1,531
Other vehicles	22	34	43	82
Gasoline and motor oil	1,047	1,006	1,291	2,013
Other vehicle expenses	1,642	2,015	2,281	2,339
Vehicle finance charges	300	260	328	297
Maintenance and repairs	589	653	624	671
Vehicle insurance	563	712	778	913
Vehicle, rental, leases, licenses, other charges	190	389	551	458
Public transportation	302	355	427	448
Health care	1,480	1,732	2,066	2,664
Percent	5.2%	5.4%	5.4%	5.7%
Health insurance	581	860	983	1,361
Medical services	562	512	568	677
Drugs	252	280	416	521
Medical supplies	85	80	99	105
Entertainment	1,422	1,612	1,863	2,388
Percent	5.0%	5.0%	4.9%	5.1%
Fees and admissions	371	433	515	588
Television, radios, sound equipment	454	542	622	888
Pets, toys, and playground equipment	276	322	334	420
Other	3,176	3,311	4,022	4,889
Percent	11.2%	10.3%	10.6%	10.5%
Other supplies, entertainment supplies, equipment, and services	321	315	393	492
Personal care products and services	364	403	564	541
Reading	153	162	146	126
Education	406	471	632	940
Tobacco products and smoking supplies	274	269	319	319
Miscellaneous	842	766	776	808
Cash contributions	816	925	1,192	1,663
Personal insurance and pensions	2,592	2,964	3,365	5,204
Percent	9.1%	9.2%	8.8%	11.2%
Life and other personal insurance	345	373	399	381
Pensions and Social Security	2,248	2,591	2,966	4,823

Source: Table 662. Average Annual Expenditures of All Consumer Units by Type of Expenditure: 1990 to 2005
Consumer Expenditures at (www.census.gov/compendia/statab/cats/
income_expenditures_poverty_wealth/consumer_expenditures.html)