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Employer’ responsibility. Under
the scheme, every employer who employs foreign worker is required to pay an
insurance premium of RM 72 per annum for each employee. Some 25 insurance
providers has been elected under this scheme. They
are, among others;
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i)
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Tokyo Marine Insurance (Malaysia)
Berhad
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ii)
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Arab Malaysian Assurance Bhd.
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iii)
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LonPac Insurance Company Berhad
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iv)
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Mayban Assurance Berhad
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v)
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MNI Takaful Sdn. Bhd
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vi)
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Malaysia
British Assurance Berhad
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vii)
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Malaysian Assurance Alliance
Bhd
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viii)
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Malaysia
National Insurance Bhd
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ix)
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The Pacific Insurance Bhd
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x)
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Syarikat Takaful
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 Employers
are prohibited from deducting their employees
wages to cover for the insurance premiums.
Employers
are expected to ensure all particulars given, are complete and accompanied
with relevant documents such as Medical Certificate, death certificate,
employee’ children’ birth certificate, etc.
To
pay the compensation according to the assessment by the Labor Department
directly to the affected person or by depositing the amount to the Labor
Department when necessary.
No
payment of compensation shall be made to a woman
or to a minor otherwise than by deposit with the Labor department.
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