Player/Owner businesses and jobs

How do people get money? I think jobs are an excellent idea because it keeps the money flowing. If you do offer 'official' jobs then I suggest when starting you lower the amount of starting money to about $3,500 and then people have to actually work hard to get money to compete. A bit like real life. The only difference between Player and Owner businesses is were the money goes. I also think that all the businesses are either run by Players or Owners because giving some people businesses and not letting other people do it is unfair. I also think making people play your game for a certain time before they get a business is not very constructive, some people might just want to own a business. Here is a list: