(Estimated Monthly Mortgage Cost)
This table will help you calculate your monthly payment, including principal and interest for a 30-year fixed rate mortgage (see NOTE at bottom of chart). If the exact amount is not shown, you can calculate it by multiplying the amount for $1,000 (top row of chart) by the number of thousands in your loan. ($125,000 loan at 7% = $831.25).
INTEREST RATE | 3.0% | 3.5% | 4.0% | 4.5% | 5.0% | 5.5% | 6.0% | 6.5% | 7.0% |
LOAN AMOUNT |
|
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
$1,000 | 4.22 | 4.49 | 4.77 | 5.07 | 5.37 | 5.68 | 6.00 | 6.32 | 6.65 |
$100,000 | 422 | 449 | 477 | 507 | 537 | 568 | 600 | 632 | 665 |
$150,000 | 632 | 674 | 716 | 760 | 805 | 852 | 899 | 948 | 998 |
$200,000 | 843 | 898 | 955 | 1013 | 1074 | 1136 | 1199 | 1264 | 1331 |
$250,000 | 1054 | 1123 | 1194 | 1267 | 1342 | 1419 | 1499 | 1580 | 1663 |
$300,000 | 1265 | 1347 | 1432 | 1520 | 1610 | 173 | 1799 | 1896 | 1996 |
$350,000 | 1476 | 1572 | 1671 | 1773 | 1879 | 1987 | 2098 | 2212 | 2329 |
$400,000 | 1686 | 1796 | 1910 | 2027 | 2147 | 2271 | 2398 | 2528 | 2661 |
$450,000 | 1897 | 2021 | 2148 | 2280 | 2416 | 2555 | 2698 | 2844 | 2994 |
$500,000 | 2108 | 2245 | 2387 | 2533 | 2684 | 2839 | 2998 | 3160 | 3327 |
$550,000 | 2319 | 2470 | 2626 | 2787 | 2953 | 3123 | 3298 | 3476 | 3659 |
$600,000 | 2530 | 2694 | 2864 | 3040 | 3221 | 3407 | 3597 | 3792 | 3992 |
$650,000 | 2740 | 2919 | 3103 | 3293 | 3489 | 3691 | 3897 | 4108 | 4324 |
$700,000 | 2951 | 3143 | 3342 | 3547 | 3758 | 3975 | 4197 | 4424 | 4657 |
$750,000 | 3162 | 3368 | 3581 | 3800 | 4026 | 4258 | 4497 | 4741 | 4990 |
$800,000 | 3373 | 3592 | 3819 | 4053 | 4295 | 4542 | 4796 | 5057 | 5322 |
$850,000 | 3584 | 3817 | 4058 | 4307 | 4563 | 4826 | 5096 | 5373 | 5655 |
$900,000 | 3794 | 4041 | 4297 | 4560 | 4831 | 5110 | 5396 | 5689 | 5988 |
$950,000 | 4005 | 4266 | 4535 | 4814 | 5100 | 5394 | 5696 | 6005 | 6320 |
$1 Million | 4216 | 4490 | 4774 | 5067 | 5368 | 5678 | 5996 | 6321 | 6653 |
|