Gender predictor

Rather, for most employers, the effort is a combination of the following activities, custom-fit to meet the environment that makes their workplace unique. gender predictor Pregnancy gender. Health Care BenefitsIt is helpful to view maternal and infant health care benefits as a continuum of care that provides reproductive health awareness and family planning counselling and services throughout the reproductive life span. The benefits listed in Table 15. 5 represent those a health insurance plan should cover because of their significance in improving maternal and infant health. gender predictor Prenatal gender test. Benefits designWhile many American health care plans provide coverage for preconception and prenatal care, there are a number of reasons why it may be difficult for some women to obtain high quality, affordable care. For example, some providers require payment in advance for prenatal care and delivery services, yet most insurers will not make payment until after delivery. Other barriers to accessing proper care include high deductible fees or copayments, inconvenient office hours, lack of coverage for dependants, and geographic inaccessibility. gender predictor Pregnancy gender. Employers cannot eliminate all of these barriers, but it would represent an excellent beginning to help remove the burdens of upfront payments and high deductible fees and to offer assistance to the employee in finding acceptance by a suitable provider of prenatal care. At Texas Instruments (TI), the goal is to make prenatal care affordable regardless of an employee's income level or health care provider. Mothers seeking prenatal care inside the TI network pay only 10% of an upfront negotiated fee, a single charge that covers prenatal care services and both uncomplicated deliveries and Caesarean sections. The Haggar Apparel Company pays 100% of the cost of prenatal care upfront if an employee or dependant accesses prenatal care in the first trimester of pregnancy. The Home Depot (a retailer of builder's wares and related merchandise) waives the expectant mother's hospital deductible fee if prenatal care visits begin in the first trimester. HPP17 While many plans provide for adequate care for a newborn's first few days of life, coverage for the infant's ongoingpreventive care after leaving the hospital, frequently referred to as well-baby care, is often inadequate or nonexistent. At the First National Bank of Chicago, expectant mothers who are enrolled in the indemnity plan and who complete a prenatal education programme by the end of their fourth month of pregnancy have the $400 deductible charge waived from their newborn's first year health insurance coverage. The Monfort Company, a beef packing plant in Greeley, Colorado, totally covers well-baby care up to age three. Benefits-related Services and Employee ProgrammesTable 15. 6 lists benefits-related services and programmes that are considered important supportive features to a maternal and infant health strategy. These services and programmes may be provided directly by the employer, either in the workplace or a nearby location, or under a contract with an outside agency or vendor, depending on the structure, location and size of the organization and may be administered by the benefits, employee health, health promotion or employee assistance department, for example. Few companies can offer all of these components; however, the more complete and comprehensive the strategy, the better the chance of improving the health of mothers and babies. Pre-pregnancy and pregnancy periodMaternity management programmes are gaining popularity because they offer attractive features to both the expectant parents and the employer. While not designed to replace prenatal care delivered by a health care professional, maternity management is a benefit-related service that provides personalized advice and support customized to a mother's needs and risk levels. Levi Strauss & Company, one of the nation's largest clothing and apparel producers, offers a maternity management programme administered by an insurance company. Employees are encouraged to access the programme as soon as they are pregnant and they will receive $100 cash for calling the toll-free maternity management number.

Gender predictor



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