GrandVistaCondo - Press Release

 

ONLINE PRESS RELEASE-- DEC. 16, 2002

FOR IMMEDIATE RELEASE

 

In This Publication:

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BOARD ATTEMPTS TO TRICK PROPERTY OWNERS

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BOARD WRONGLY SAYS DBPR APPROVED THE ELECTION

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BOARD DENIES THAT INSURANCE WAS CANCELLED

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KORNREICH NIA'S POLICY ABOUT INSURANCE INFORMATION

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WHY WOULD THE BOARD LIE ABOUT THE INSURANCE?

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GRAND VISTA LOSES THE OFFICIAL RECORDS?  AGAIN?  AGAIN!!

LOSING DOCUMENTS MAY BE AN ADMISSION OF GUILT

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PROPERTY OWNERS REQUEST RECORDS REPEATEDLY

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BOARD MEMBERS ARE PAID OVER $9,807.91 AND CAN'T SHOW WHY

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EXPENSES OF OVER $79,673.87 RAISE SUSPICION

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DBPR INFORMS BOARD PRESIDENT MANUEL CARRERA TO SEND OUT THE FINANCIAL REPORT FOR 2001 IMMEDIATELY

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IS THE BOARD REQUIRED TO TELL THE TRUTH?

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BOARD WRITES TROUBLING LETTER, DATED DEC. 10, 2002

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ORIGINAL LETTER IN SPANISH

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LETTER SAYS INSURANCE WAS NOT CANCELLED SINCE POLICIES WERE REWRITTEN, REWRITTEN, REWRITTEN, REWRITTEN, REWRITTEN...  (GET IT?)  REWRITTEN !

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INSURANCE CERTIFICATE SHOWS DISCREPANCY

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ANOTHER INSURANCE DISCREPANCY?  WHY NOT?

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BOARD SENDS BUDGET FOR 2002 A YEAR LATE

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BUDGET APPROVED WITHOUT A MEETING

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$52,320 IN PROPOSED RESERVE MONEY DISAPPEARS

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LETTER FROM MR. BLANCO'S FILE PROVES INSURANCE CANCELLED MARCH 28, 2002

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NOTICE OF CANCELLATION FROM INSURANCE COMPANY - THERE IS NO DENYING IT NOW!

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WANT TO HAVE THE DBPR INVESTIGATE THIS?  CALL 1-800-226-9101.

 

THE BOARD OF GRAND VISTA ATTEMPTS TO TRICK PROPERTY OWNERS

In a recently mass mailing by the Board of Grand Vista, a letter dated December 10, 2002 attempts to TRICK property owners.  The letter was written in Spanish but it has been translated below.  The Board discredits the most recent newsletter distributed by the Special Action Group by stating that the newsletter did not reflect the entire story about the election investigation.  They indicate that the election was approved by DBPR investigators because they were just "Technical Violations" caused by lost or misplaced documents that occurred during the change of property management companies.  The Board denies also that the property has ever been without insurance and includes a letter in English which appears to be misleading if one does not read it carefully.  <<BACK>>

 

BOARD LIES AND SAYS DBPR APPROVED THE ELECTION

The Board's letter goes on to explain that the Department of Business and Professional Regulations, Division of Florida Land Sales and Condominiums ("DBPR") investigated and found only technical violations with the  retention of the election records.  Then they trick owners by telling them that the DBPR approved this election because there were only 10 envelopes missing and that meant that there were still an overwhelming number of votes for the incumbent board.  This could not be furthest from the truth.  The DBPR DID NOT approve this election as this letter falsely states.  The Division does not have the jurisdiction to approve or remove a board from office.  Their role is to document and monitor violations of F.S. §718 and Rules 61B F.A.C.  From the very lengthy documentation the Division presented, nowhere does it state that this election was approved.  (Click to See "Grand Vista Violations")  In fact, in a personal meeting, investigators for the Division informed the Board that the next step would be that unit owners may do a recall, file for arbitration, take the matters to court or the Board could simply resign to avoid this process.  The DBPR issued three warnings regarding this election, and NOT just for the retention of records, as the Board informs.  Copies of the letters from the DBPR are available on this web-site.  There are far more than "three pages", as the Board mentions in their letter.  That is the reason why the newsletter could not contain copies of all the pages of the DBPR report. 

 

BOARD DENIES THAT INSURANCE WAS CANCELLED

With regards to the insurance situation, this Board makes an amazing decision to lie to property owners by stating that the unit owners have never been without insurance.  They seem to rest claim to this statement to insurance agent, Jorge Blanco of Kornreich.  In his letter, Mr. Blanco DOES NOT SAY that we have never been without insurance.  The letter indicates "since they [the policies] were rewritten."  The policies were rewritten on June 8, 2002.  The Board breached their fiduciary duty by failing to maintain the insurance on the property active, because they bounced a check and then failed to mail the remaining installment  payment of just $1,317.41 during the month of March.  A copy of the letter of cancellation is posted on this site and can be printed for your reference.  The committee has not indicated that the policy has cancelled since it was rewritten.  Perhaps the calls Mr. Blanco refers to in his letter were made by property owners who are concerned that we are left without insurance again.  <<BACK>>

 

KORNREICH NIA'S POLICY ABOUT INSURANCE INFORMATION

Though it states in Mr. Blanco's letter that his office has addressed numerous phone calls inquiring about the cancelled insurance, this committee has experienced a different response from that office.  In fact, if you call Kornreich you are informed that it is company policy not to provide this information over the telephone.  Callers are then instructed to request the information in writing and by mail or fax.  This was the case on July 22, 2002.  Property owner, Eduardo Hernandez contacted the office of Kornreich and was informed to send his request in writing.  He did so that same day, and he is still waiting for his written reply.  <<BACK>>

 

WHY WOULD THE BOARD LIE ABOUT THE INSURANCE?

Board of directors have several fiduciary responsibilities.  Among those, they have the responsibility to make sure the insurance on the property remains active.  If they fail to do so, unit owners can be made responsible for payment of individual insurance for their property and unit owners may be required to pay for damages that occur within the property that would normally be covered by an insurance policy.  This happened during the months of March to June of 2002.  Unit owners ALL had to pay from their contributions for fires, vehicle damages and other items because of the cancellation.  Unit owners should contact an attorney if they wish to file a lawsuit against the Board of Directors for a breach of their fiduciary duty.  If it is determined that there was malfeasance or negligence, and if there is not an active D & O (Director and Officers) insurance, as there clearly wasn't in this case, these Board members could face personal liabilities.  These Board members have known that they were without insurance.  This letter they distributed is a lie.  <<BACK>>

 

GRAND VISTA LOSES THE OFFICIAL RECORDS?  AGAIN?  AGAIN!!

Grand Vista has a history of losing important documentation from the official records when someone requests to inspect them.  Court documents in a civil case against a former Board member, Leonidas Gil de Gibaja (Circuit Court Case No. 01-11089 CA 20) allege that the Association's complete records were "stollen" in 2001 after the newly elected board requested Mr. Gil De Gibaja to turn over the records.  Unit owners have attempted to inspect the official records for over seven (7) months and have not been permitted full access to important information.  The Board's letter already implies that important documents from the official records are missing.   <<BACK>>

 

LOSING DOCUMENTS MAY BE AN ADMISSION OF GUILT

In the media recently it was learned that Arthur Anderson, consultants for Enron allegedly destroyed or caused to be destroyed important documentation required in the legal case.  The judge was able to accept destroying evidence as an admission of guilt.  The same could result to be the case at Grand Vista.  Federal and State law requires the Association to maintain financial information for seven (7) years.  Since Grand Vista is a not-for-profit corporation, these documents are extremely important for tax purposes.  If the IRS performs an audit, the Association must demonstrate proof of all accounting activity.  Additionally, those records should be made available to all property owners upon request.  Failure to present the records to any property owner may entitle such property owner to receive up to $500 per incident.  The Association must make the documents available to any property making this request within 10 days of receipt of the unit owner's letter.  Property owners are encouraged to send their requests via certified mail, return receipt.  For further information, contact the DBPR at 1-800-226-9101 or click here<<BACK>>

 

PROPERTY OWNERS REQUEST RECORDS REPEATEDLY

Various letters have been sent via certified mail to Board and Property Managers by unit owners who request to inspect and have full access to the official records.  Various items have never been demonstrated.  For example, to date, the Board has failed to provide an annual financial report for FY2001.  Though a violation by the DBPR instructed Board members of their obligation in providing this information, they fail to comply.  The DBPR informed board president Manuel Carrera on Monday, December 9, 2002 that he must duplicate and distribute the annual report immediately, but Mr. Carrera has ignored these warnings.  <<BACK>>

 

BOARD MEMBERS ARE PAID OVER $9,807.91 AND CAN'T SHOW WHY

The Board has also failed to explain why two Board members, Pedro Abad and Jose Maurelo have received checks totaling more than$9,807.01.  In addition, there are checks issued to friends and relatives of board members and to some individual parties for a total of $79,673.87.  Why hasn't the Board just presented information, receipts or copies of checks?  Why doesn't the Board just attempt to answer unit owner concerns and permit owners to inspect the records?  <<BACK>>

 

EXPENSES OF OVER $79,673.87 RAISE SUSPICION

 The following names and check numbers appear on the check register and raise some suspicion.  Requests to see those checks and invoices have gone unanswered.  The Board has failed to provide this information upon request.  Property owners are encouraged to request to see this information themselves.  If the Board fails to provide a property owner with this information, each property owner may be entitled to collect from the Association a fine of up to $500.  (See "Official Records" section.) <<BACK>>

 

Ask to see the following checks and invoices yourself:

 

1.      Board Members Pedro Abad and Jose Maurelo – checks #403, 414, 421, 451, 452, 464, 472, 476, 481, 486, 492, 495, 502, 504, 512, 515, 516, 521, 522, 527, 540, 543,  558, 566, 571, etc. [Total $9,807.91]

2.      Rolando Gonzalez – checks #242, 319, etc. [Total: $1900.00]

3.      L. Vazquez – checks #245, 389, 546, etc. [Total: $1350.00]

4.      John’s Garage Door – checks #135, 142, 145, 147, 153, 156, 194, 196, 206, 221, 232, 241, 252, 257, 270, 278, 279, 300, 306, 338, 358, 362, 365, 366, 376, 406, 407, 417, 438, 445, 567, etc.  [Total: $18651.63]

5.      Silvia C. Navarro – checks #266, 327, 466, etc. [Total: $1730.60]

6.      Walter Has & Sons – checks #288, 302, 324, etc. [Total: $2135.00]

7.       El Arte Body Shop – checks #144, 151, 164, 168, 169, 172, 186, 187, 204, 216, 303, etc. [Total: $3510.96]

8.      Zacarias E. Hernandez – checks #340, 509, etc. [Total: $1230.37]

9.      Jose A. Lozano – checks #350, 372, 447, 448, 535, etc. [$2678.25]

10.        Mirta Lopez – checks #392, 401, 480, 525, etc. [Total: $1269.50]

11.        Marcos Cabezola Marrero – checks #397, 419, etc. [Total: $1112.00]

12.      Antonio L. Cuello – checks #409, 422, 485, etc. [Total: $1331.25]

13.        P. Artola – checks #410, etc. [Total: $800.00]

14.    A & K Garage – checks #475, 479, 503, etc. [Total: $388.75 missing]

15.      Nadeem Ahmed – checks #484, etc. [Total: $2735.59]

16.      Fidel Granda – checks #496, 506, 544, etc. [Total: $500.00]

17.      Awning Center – checks #541, etc. [Total: $2100.00]

18.      Leonardo Hernandez – checks #550, etc. [Total: $450.00]

19.       Luis Gonzalez – checks #554, 559, 568, 569, etc. [Total: $4300.00 + some missing checks]

20.      Arnaldo J. Quintero – checks #578, etc. [Total: $218.08]

21.       Julio Amor for the Fire Damage in His Apartment – checks #526, 530, 557, 586, etc. [Total: $15,000.00 + some missing checks]

22.       Carlos Nuñez during a period when he was not employed by Grand Vista (as it appears in the check registry) – checks #51, 61, 64, 69, 91, 95, 114, 121, 139, 224, 227, 239 [Total: $6474.88]

 

TOTAL QUESTIONABLE EXPENSES $79,673.87

 

DBPR INFORMS BOARD PRESIDENT MANUEL CARRERA TO SEND OUT THE FINANCIAL REPORT FOR 2001 IMMEDIATELY

In a telephone conversation with Monika Conroy from the Division of Business and Professional Regulations December 9th, Mr. Hernandez was informed that Mr. Carrera had told Ms. Conroy that the Financial report for 2001 had been prepared and was going to be distributed to property owners January 15.  However, Ms. Conroy informed Mr. Hernandez that she told Mr. Carrera that the report, which had been due since March 31, 2002 should be provided to property owners immediately.  That report has still not been delivered.  What was sent along with the letter was the approved budget for 2002.  (See "$52,320 IN PROPOSED RESERVE MONEY DISAPPEARS") and (See "Budget Approved Without a Meeting")  <<BACK>>

 

IS THE BOARD REQUIRED TO TELL THE TRUTH?

A copy of the letter sent to property owners by the Board of Directors of Grand Vista Condominiums written in Spanish is included below this translation.  The translation was made literally from the Spanish text.  As there exists errors in the Spanish version, those same errors have been reproduced in the translated version.  This letter seems very convincing, but contains several errors and lies.  (See explanation in RED letters.)  There doesn't appear to be any statute in Chapter 718 which compels Board members to tell the truth, however.  <<BACK>>

 

BOARD WRITES TROUBLING LETTER, DATED DEC. 10, 2002

 

TRANSLATED from Spanish

 

December 10, 2002

 

Dear Grand Vista Property Owners:

 

"Unfortunately there has been a bulletin circulating around the Association that is supposed to be from a group known as the Grand Vista Special Action Committee.  This bulletin appears as Edition number 4, version 2  and it publishes certain things about an investigation of the previous elections at Grand Vista Condominium.  Unfortunately such publication does not tell the complete story.

There was an investigation by the Board of Condominium based on a complaint made by an owner or owners about the last elections we had.  During that investigation the Board of Condominium indicated that there were TECHNICAL violations with regards to the retention of the records of the Association and they said if there was a violation of this nature again in the future they (The Board of Condominium) CAN impose fines based on such future violation.  [The word "technical" was never in the text of the DBPR's letters.  One of those three violations involved the retention of records.  The other two violations, did not.]   

After the Board of Condominium investigated the elections, the only thing they were able to find was technical violations.  Then they went ahead and approved the election in which the majority of the 123 owners voted in favor of the Board of Directors which has currently been elected and only a minority of 66 property owners voted for the opposing group.  [This sentence is false and misleading.  The DBPR did not Approve the Election.  They also fail to indicate how odd it is that approximately 85% of the unit owner votes were accounted for.  The math just doesn't add up.]  This is clearly democracy at its finest, where an overwhelming majority of property owners vote for the current elected Board of Directors.  By means of this election it is demonstrated that an overwhelming majority is in favor of the actions taken by your Board of Directors. [In favor?  Yet half of the property owners are delinquent on their assessments?]

 

If you read the three pages specifically dedicated to this, you will see that this was the result of the investigation made by the Board of Condominium.  [There are eleven pages, not THREE.  See all of them below.]

 

We are sorry if some document got lost during the change from one Property Manager to another, but the Board of Condominium was able to determine that even though there were 10 envelopes missing, this would not have changed the results of this election, because there was an overwhelming vote by the property owners in favor of your current Board. [The DBPR never made this statement.]

 

This paper also mentions the problems with showing proof of payment.  We are requesting that all property owners who have problems with verification of their payments or if they do not have proof of payment, to provide the same information to us.  From a correct and moral point of view, it is convenient to all of us, the property owners and the Board of Directors.  This way we can all make sure that all payments are credited correctly.

 

In reference to the legal opinions this paper apparently says, the Board of Directors suggests to you that if you were to go to court you would always have to show proof of payment.  You cannot go to court and say "I made the payments, the Association cannot prove that I made those payments."  We live in a country where you must prove everything with paper-proof and all property owners who would go to court must show the judge proof that they made those payments by demonstrating cancelled or received checks.  [So if we live in a country that requires proof, why can't the board show details of your account history for the past seven (7) years as Federal law requires?  The court AND the IRS is going to require that the Board demonstrate this information.]

 

So it would be convenient to all of us property owners and the Board of Directors to send proof of all the payments we have made for maintenance if it were necessary.

 

In reply to the problem with the insurance.  It also appears that this group has bad information, wrong interpretation, wrong explanation, or wrong understanding about what we have regarding the insurance.  Enclosed with this we are sending photocopies of two things.  The first is a certificate of the insurance the Association has demonstrating that the insurance is effective from June 8, 2002 until June 8, 2003.  The Second is a copy of the letter dated December 3, 2002 from the Executive Vice President of the insurance company where he very clearly explains that our insurance has been current at all times and that we have never been without insurance.  [See Mr. Blanco's letter below and notice that he mentions "since they [policies] were rewritten".  It does not say that we have always been insured, that would make Mr. Blanco a liar.]

 

The Board of Directors hopes that this group of CORRECT PAPERS clarifies whatever missing information or corrects any errors you may have received from other property owners of Grand Vista Condominium.

 

As always, any questions that you have, you can get in touch with us or the Property Manager, J & M Condo Management & Maintenance.

 

Yours truly,

 

The Board of Directors

 

 

NOTE ABOUT THE ABOVE LETTER:  It is standard procedure for the DBPR to warn that future violations may impose fines of up to $5000.  This was Grand Vista's first violation of this nature reported to the DBPR.  The DBPR usually issues  a warning before imposing a fine.  This in many cases resolves the situation, since repeated violations may impose fines of up to $5000.  As to the lost or missing documents, the DBPR received prior to their investigation, a letter signed by board member, Jose Maurelo which indicated that Mr. Maurelo was provided with the entire official documents.  (See "Lost & Found") <<BACK>>

 

ORIGINAL LETTER IN SPANISH

 

LETTER SAYS INSURANCE WAS NOT CANCELLED SINCE POLICIES WERE REWRITTEN

THIS LETTER STATES "SINCE THEY WERE REWRITTEN".  THAT SHOULD PRESUMABLY SAY THAT SINCE, JUNE 8, SINCE JULY 13, AND SINCE AUGUST 19 THERE HASN'T BEEN A CANCELLATION.  CONFUSED?  ASK THE BOARD TO SHOW PROOF OF INSURANCE FROM MARCH 28, 2002 TO JUNE 8, 2002.  IT'S THAT SIMPLE!  (See a copy of the Cancellation letter from Mr. Blanco's file and a copy of the Notice of Cancellation from the insurance company, Florida JUA.)  He just forgot to mention this little detail in his letter.)  <<BACK>>

INSURANCE CERTIFICATE SHOWS DISCREPANCY

NOTICE THAT THIS CERTIFICATE INDICATES THAT THE GENERAL LIABILITY BINDER IS FROM 08/19/2002 to 8/19/2003.  THE BOARD DENIES HAVING LEFT US WITHOUT INSURANCE, YET THEY INSULT OUR INTELLIGENCE BY PROVIDING THIS CERTIFICATE WHICH SHOWS THAT LIABILITY WAS ADDED SEVERAL MONTHS AFTER THE REMAINING POLICY BEGAN.  <<BACK>>

ANOTHER INSURANCE DISCREPANCY?  WHY NOT?

NOW THIS CERTIFICATE SHOWS COVERAGE FROM JULY 13, 2002 to JULY 13, 2003.  ANY QUESTIONS?  AND THE BOARD STILL CLAIMS WE WERE WITHOUT INSURANCE?  HAVE THEM SHOW YOU THE PREVIOUS CERTIFICATES AND COMPARE.  UNLESS A POLICY IS CANCELLED OR TERMINATED, THE PREVIOUS CERTIFICATES MUST SHOW A COVERAGE PERIOD ENDING RIGHT BEFORE THE NEW POLICY BEGINS. <<BACK>>

BOARD SENDS BUDGET FOR 2002 A YEAR LATE

NOW THIS ONE IS THE BEST ATTACHMENT SO FAR.  KNOW WHAT THIS IS?  IT IS THE BUDGET FOR 2002.  NOW THAT THEY SENT IT, THAT SHOULD REMIND YOU... WHY DIDN'T YOU GET THIS LAST YEAR WHEN IT WAS DUE?  SINCE IT IS 12 MONTHS OLD, THIS MUST BE THE APPROVED BUDGET FOR 2002.  (See "Budget Approved Without a Meeting")"") and (See "Reserve Money Disappears")  <<BACK>>

 

BUDGET APPROVED WITHOUT A MEETING

Based on the fact that an approval was made to increase the monthly regular assessment to $90.00, if you take the above Budget and you do all the math, it turns out that each unit owner is required to contribute $90.00.  Since there was no meeting to discuss the proposal of the above budget, since we have all been paying the increase in the regular assessment for a year, and since we are a few days short of finishing this fiscal year, one can only conclude that the document supplied by the board illustrated above is the approved budget.  According to our governing documents, It happens to be a violation of our Condominium Declarations that a Board approves a budget on its own, without owner participation.  This Board wouldn't violate this rule too, right?  Well where is the Minutes of this meeting?  Where are the notices and how many unit owners where present at that meeting?  <<BACK>>

$52,320 IN PROPOSED RESERVE MONEY DISAPPEARS

  Section 26 of Article IV of the Declarations of Grand Vista Condominiums provides in part that a meeting must be held and property owners must receive a notice of meeting with a copy of the proposed budget with at least thirty (30) days in advance.  Section 718.112(2)(f)(2) states in part that Reserve funds should be included in a budget, unless the majority unit owners vote not to approve reserve funds.  That clearly did not happen at Grand Vista.

Therefore, from the above Budget that the Board provided attached to their letter, we see that our Association had budgeted $52,320.00 for reserves.  But since a property owner meeting is required in order to use the reserves for anything other than what it was intended for, we should have at least $52,320 sitting in a bank account someplace.  Right?    WRONG!  Ask the board for proof of these funds.  How much are in reserves?  At the meeting of May 30, 2002 we were told we had no reserved funds and at which time we were promised a financial report.  Where did the money go?  We have no money in reserves at all?  Why?    <<BACK>>

 

LETTER FROM MR. BLANCO'S FILE PROVES INSURANCE CANCELLED MARCH 28, 2002

 

NOTICE OF CANCELLATION FROM INSURANCE COMPANY - THERE IS NO DENYING IT NOW!

LOST & FOUND OFFICIAL RECORDS

Though the board and new property manager, J & M Condo Management may indicate that the official record documents were lost or misplaced, the DBPR has been in their possession since September of a letter signed by board member, Jose Maurelo, which indicates that he received the full official records on September 27th.  A copy of this letter seen here shows that all documents were placed in care of Mr. Maurelo, who seems to be under investigation.  On September 2000, a former board president Leonidas Gil de Gibaja allegedly lost the entire official records when he was pressured in a civil lawsuit to surrender the records to the new board.  Mr. Maurelo later allowed the lawsuit presented against Mr. Gibaja to be dismissed because of lack of prosecution.  <<BACK>>

 

WANT TO HAVE THE DBPR INVESTIGATE THE ABOVE ITEMS, CALL 1-800-226-9101.

A NOTE TO GRAND VISTA UNIT OWNERS:  Don't just ignore the above facts, it is your money that is being discussed in the above.  Call the Department of Business and Professional Regulations at the above number with any questions about Florida Statutes, the law, and what your rights are.  Protect your investment.  Nobody else can! <<BACK>>

Email your comments to :  sag@grandvistacondo.com

 

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