
Here's how to make the Gold Text at the top:
- Set foreground color to a gold color (Red=220, Green=200, Blue=30).

- Type your text. Antialias should be checked. Make sure to keep the text selected.

- Change the background color from white to yellow (Red=255, Green=255, Blue=0). Your Color Palette should look like this:

- Do a Cutout (Images, Effects, Cutout) with the following properties:
- Interior Color = Foreground (make sure "Fill Interior With Color" is checked)
- Shadow = Background
- Opacity = 100
- Blur = 0
- Both Offsets = 4

- Change the foreground color from gold to white. With text still selected, do Hot Wax Coating (Image, Other, Hot Wax Coating).

- I put a Drop Shadow on mine, with the properties:
- Color = Black
- Opacity = 100
- Blur = 5
- Both Offsets = 1