其實我認爲，吾好嘗試去分升市第幾浪，嘗試找規律...

每次原因都唔同,

我認爲，除非你好有信心 個市會向下調一定幅度（如果僅僅一兩千點調整，個价依然偏離合理价，你亦吾會有膽買入）,otherwise,不變應萬變係最好，短期波幅會令人太傷神...有錢都無福消受...

個市長綫依然向好,hold 住 起碼有股息分...
--Lok

Lok: thanks for reading & your response. I totally agree with the "buy & hold" approach and tell you honestly , you are right, I dunno whether the market will fall in Oct or not. That's just my wish or guess. 股市 = 估市嘛 :P

I also have a tax concern. Each year, My mum has CA$9,000 basic tax credit, which means I can report CA$15,000 - CA$18,000 capital gain / dividend income without paying any tax, therefore, thanks to the government, I can't follow the "buy & hold" theory completely. I need to buy & sell to realized some gains and buy back (hopefully at a lower price), so i won't have a 1 time hit in future.

Too bad we are in Canada :(
But Thx God we have capital gain :)
That's why we have a tax concern :P
--Bilibala