HOUSING LOANS
If you have a disability and need to adapt your home to your needs,
you may be eligible for a Title I Home Improvement Loan insured by
the U.S. Department of Housing and Urban Development (HUD). The HUD-insured
loan can be used to remove architectural barriers, hazards, or inconvenient
features in the home. Improvements can be handled on a do-it-yourself
basis or through a contractor. The loans are applied for through banks
or other lending institutions. HUD insures the lender against possible
loss. For further information contact your nearest HUD office, or
write to:
The Assisted, Elderly, and Handicapped Program
Department of Housing and Urban Development
451 7th Street, S.W. Room 6116
Washington, DC 20410
Low income individuals may be eligible for loans from
the Farmers Home Administration to purchase or repair a home which
is located on a farm or in a very rural area. For more information,
write to:
Farmers Home Administration Department of Agriculture
Washington, DC 20250
RENT ASSISTANCE
Low income families (including those with disabilities) may be eligible
for housing assistance payments from HUD. Payments by HUD are made
directly to the owners of rental units to make up the difference between
the HUD-approved rental amount and the amount the tenant is required
to pay. Tenants pay an average of 30 percent of their adjusted income
(gross income less certain deductions and exceptions). Rental assistance
payments under this arrangement are not considered additional income
to the tenant who is also eligible for Supplemental Security Income
payments from the Social Security Administration. For further information
on rent assistance or other housing programs benefiting people with
disabilities, write to:
Special Advisor on the Handicapped U.S. Department
of
Housing & Urban Development
Room 19184
Washington, DC 20410