(a true story)
A man from North Carolina purchased a box of expensive and rare cigars. Wanting to protect his investment, he took out an insurance policy ,covering fire,for the cigars. Once they were protected, he enjoyed them by smoking them. Within one month, and before any payments were made to the insurance company, he filed a claim, reporting his cigars as "destroyed in a series of small fires."
The insurance company refused to pay, citing the ovious reason. The man had smoked them.
This man took them to court over this issue, and won. The ruling stated that the man held a policy from this insurance company in which the cigars were insured, and guaranteed that those cigars were insured against fire, without any definition of an "unacceptable fire", it was obligated to compensate the insured for the cigars.
Rather than attempting to win through an appeal, the insurance company accepted the ruling and paid the man for his cigars.
However, as the man cashed in the check, he was arrested for 24 counts of arson. With his own previous testimony as proof, he was convicted and sentenced to 24 consecutive one year terms.
The moral of the the story is...don't be a moron.