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Please think about it, Mr. Mack

Mary Bailey
Feb. 20, 2003 

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 Representative Mack,

I hope that you have talked with injured workers as you have decided to sponsor the Coalition Bill.
Injured workers as well as employers will be the losers with this bill. I would ask that as you are
presenting this bill that you consider speaking with some business owners as well as injured workers.
The insurers always win at the expense of businesses and those who cannot easily defend themselves,
the injured workers of Florida. When was the last time you spoke with an injured worker?

The insurers in this state need to look internally before they accuse others of inflating workers
compensation rates. I am the president of a statewide injured workers organization, VOICES Inc.,
and I promise you there are some things that you must not be aware of or you would not be sponsoring
this bill.

On behalf of injured workers I would ask that you reconsider your position on this bill and get some
feedback from others concerning the ills of the workers compensation system. Injured workers
have given up all they can afford to.

The real problem is the laws are not enforced and the carriers are not held accountable for their
mismanagement. They are allowed to starve out the seriously injured. They are causing the PTD rate
to double because in many cases you have to litigate your benefits before you can get the needed
medical treatment. For many that treatment comes much too late. Make no mistake that the carriers
are causing most of the litigation with their denial and delay tactics. It takes an injured worker an average
of a year before they get an attorney. They only get an attorney then because they become so
frustrated because they can't get the medical treatment they need and get back to work.

Also know that the NCCI, which was the only party reporting on comp statistics at recent
Commissions set up by the Governor, is owned and operated by insurance companies and their figures
are sometimes skewed to benefit the insurance industry. Also know that many of their figures
are not based on real numbers, but projections which are never looked at once the yearly report has
been submitted.

Please give me the opportunity to provide you with more information from the injured workers point of view as to how this system could be repaired in such a way that both employers and injured workers benefit.

If you would like this information I will be glad to meet with you any time and any place.
I can also send you information upon your request.
As a representative of the people of this state I hope you will take me up on my offer.

Please spend some time talking with injured workers.

Mary Bailey


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Feb. 20.2003