Financial aid can actually come in a variety of forms in graduate school. The main difference
between grad school and underrgrad is assistanships. This is technically a work-study program if
you will, but usually is more focused on your academic interests, and pays better.
RA - Research Assistantship.
Usually 20 hours per week work for 12 months gives you tuition waiver
+$1000 per month stipend
TA - Teaching Assisistanship.
Usualy 20 hours per week work, but normally only for 9 months and
slightly less stipend.
Fellowship -
scholarship for excellent academia, usually coupled with work
requirement for local industry (though not always).
Scholarship - generic, varies from school to school
Need-based money - loans, grants, etc
Now that you know what's available, it's imperative to find out how to get it. So, who gives
this money and how do you start the process?
RA - usually you have to contact individual profs to see if they have
anything open and are interested in you. This can be almost like a phone/email
interview, and it should be taken seriously. Going this route can entail a
certain amount of risk since
funding isn't always known too far in advance and since funding can be cut
sooner than expected.
TA - This is usually assigned without much thought to your interests,
but since money comes from the department, funding is known earlier and is
safer.
Fellowship - awarded from University
Scholarship - varies, but normally comes from department
Need-based - Uni or Gov
How to Officially apply for fin aid?
VARIES - always read everything on entire application. Many admissions forms to the Graduate
School in general have separate financial aid forms or checkboxes. Some departments have separate
applications for RA/TA. Be careful, and read everything.
Of course, knowing all the concepts behind doing this sort of research and actually being successful
are two different things. Below are some pointers to help make this search a little easier. As mentioned
before, the best place to start looking for
info is the web. This is quick because most universitiess put their catalog (or significant parts of it)
up on their homepages. Once you've narrowed your choices down by some geographic criteria, and perhaps
reputtaion, start looking for the remaining schools'
homepages (hopefully your list is less than 25). Once on their homepage (if you have trouble finding it,
use any net search tool), you may want to bookmark it. From here you will need to find several areas
on their page including the Graduate School overall,
your particular College of interest (like the College of Engineering), and perhpas your specific
department of interest if known (like Department of Mechanical Engineering). The last can be a decent
assignment all by itself! If you are
exploring new opportunities like getting a MS in a field outside your BS (like getting an MBA if you have a
BS in engineering), or changing your department (like getting an MS in Biomedical Engineering when your BS
was in Mechanical). Since these fields
may be new, you may need to take some extra prerequisites to get on track. This means paying attention to
specific requirements for that field will be
important, and more work may have to be done on your part in this researching stage. You may
want to bookmark these more specific areas to save time returning to them.
In any case, there are a few things you should look for when delving into the depths of these
homepages. Some helpful headings include: Current Research , Courses (or Course Schedule ),
Faculty/Staff, Requirements, Program , etc. (These assume you are in your specific department's
section). Dont worry if this sounds alien to you, after a few days of looking around you will be
familiar enough to know what to look for. The good news abuot doing all this looking is you can
usually directly print out most of this information. This should help speed up the process of
getting the information, but you should always request the following by US mail as well as
trying to get it off the web:
Department's Research Brochure
University's Graduate Application and Requirements
College's Requirements (and any separate applications such as Assistanship)
University's Housing info
Department's Course descriptions (and schedule)
The above info will serve as the foundation of your academic selection criteria. As noted
above, research can become more important than courses in some iabove, research can become more important
than courses in some instances, but courses will still
be important. Get all this material early so you can famialarize yourself with it. It will be
important to give Letters of Recommendation to your professors early so they are not rushed.
Course descriptions will be invaluable if you are altering your emphasis (or major) as discussed
above. Housing must also not be forgotten, as that is simply a basic necessity.
Housing
Housing arrangements for Graduate Students can be somewhat different than that of
undergrads. This refers to university sponsored housing of course, but can be important if you
plan on moving to an unknown region. Universities usually have separate housing arrangements
for graduate students. This can be separate dorms or apartments, more available single rooms,
nicer places, or more perks in the housing facility. These can all be benifical at this stage and is a
good option to investigate. Again, look to their homepage for contact info. Another source of
living arrangements can be found on the web also - apartment finliving arrangements can be found on the web
also - apartment finders. These services (usually
free since they get sponsored by advertising, and kickbacks from local truck and furniture rental
companies) can be a great help for those embarking on a long journey to a "foreign" land. If
nothing else, it allows you to have more information to compare choices with to get a feel for
the environment. While the fear of getting "burned" may be present, some don't find dorm life,
even with perks, the best choice. It would seem the best choice would be single room, separate
graduate apartments, sponsored by, and near to, the university. This has the advantage of
freedom with perks, usually close, safe location, similar thinking neighbors, and a landlord you
know. Keep in mind this is the opinion of the author only, and is only valid in those situations
where you don't know the area.
Some other interesting thoughts to keep in mind:
Some say it really doesn't matter where you go to get your masters, or what research you do,
as long as you do it, and do it well. The idea here is you've taken a big step, and a challange, an
accomplished your goals in a good manner. Therefore, you have completed the process well, and
the specifics of it are not as important as the process itself. This is an interesting opinion, and one
only time can tell for each person. This is not usually held foronly time can tell for each person. This is
not usually held for PhD work though, as your
research there intimately represents you and your goals, and will probably shape your future
work.
Also, for those returning for their MS via a work sponsored program, the choices are
probably a little easier since most likely your geographical region is limited and you course of
study will probably follow along the plan of your current work or some plan your superiors have
devised for you. In this case, you may want to explore a few options to see if something else of
interest catches your eye, and then present the idea to those in charge. If the above asumptions
are not correct, you will be toughing it out as described in the body of this article above.
The decision making process about whether to get only the Ms or go straight through for the
PhD is left as an exercise for the reader (: Keep in mind though, the main ideas are:
straight through to the PhD
fast
sharp mind for academia
no "real world" experience (getting hired at a deserving salary may be a problem)
MS only (for now)
break from school
earn needed money
gain work experience
possibly gain direction for eventual PhD research (maybe more/better financial support).
family, relative wealth, lost touch with academia, may keep you from returning
probably take longer (especially if done part time)
Now that you're thoroughly exhausted from reading this article, it's time to begin your
search!
This page was created with


Clayton Berry, 1996.
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