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| Getting by can be tough, particularly if you are counting on just one salary. Here are some survival suggestions: 1. Resist the many credit card offers that you will get during training. The interest rates can be very high. Choose one card and lobby for you credit limit and interest rate on that card. 2. If you are really struggling because your debtload is high, consider a physician consolidation loan. Many banks offer loans that are deferred until training is finished. 3. Cut back on the unnecessary expenses ie. drive one car and wait until training is over to buy new furniture. Find good bargains at second-hand stores. 4. Reward yourself. You work hard and that needs to be recognized. Set aside the pennies and splurge occasionally. If you don't, you may end up feeling frustrated and resentful. |
| Financial Survival by Kris Math |