Skim pinjaman jangka pendek

P.M.H  carried out a short term loan scheme so called as Skim Pinjaman Jangka Pendek {SPJP} . Based on experience, we know that a large number of Indian students face financial difficulties while pursuing their studies .Thus , the PMHUTMKL established SPJP in the year 1997 to help the needy students.

The SPJP provides loans in order to ease the parent's burden ,while we hope the students concerned would concentrate on their studies , instead of worrying over money matters. The profits from the Cultural shows organized are channeled in to the fund , which enables it to provide loans to students. The amount given to the successful applicants was RM400.00 initially , but has been increased to RM500.00 now. The borrowers are given a period of one year to return their loan amount . Extension period might be considered for those who have valid reasons to support their actions. At the time being , a student is eligible for a loan only once. However , if the financial situation of SPJP improves , we hope to provide loans for the whole duration of the course.

We in SPJP , sincerely hope that the borrowers would pay up the loan after graduation in order to improve our service. Behalf of that, P.M.H. also tries it's level best to nurture the undergraduates, to care and love the society at large. It's vision is to instill to the Indian community the importance of education particularly science , technology and religious values.