SERVICE WITH A PROFESSIONAL TOUCH !			>
P N KRISHNA MURTHY
L I C AGENT (IRDA LICENSEE)
"SREE NIVAS"
4/597 Dwaraka nagar, Phase I
Manali new town post
CHENNAI-600 103.
TAMILNADU,INDIA
		KOMAL JEEVAN
Table 159				Feature
	Age at entry (Last Birthday) 0 to 10 Years
	Age at maturity (Last Birthday) 26 Years
	Sum Assured Minimum Rs.1 Lakh, Maximum Rs.25 Lakhs
	Modes : Yearly,Half Yearly,Quarterly,SSS and Single premium.
SURVIVAL BENEFITS :
	1. 20% of the S.A.is paid on each of the policy anniversary immediately
	after L.A attains the age of 18 and 20 years.
	2. 30% of the S.A. is paid on each of the policy anniversary immediately
	after L..A. attains the age of 22 and 24 years
	3. Guaranteed addition of Rs.75/- per thousand S.A per annum at the
	end of each policy year will be added and paid on maturity i.e.when the
	L.A. attains the age 26 years or on death provided the risk has commenced
	under the policy.
DEATH BENEFITS :
	1. Refund of premiums (excluding PWB. Term rider or extra premiums)
	if the risk has not commenced.
	2. If death occurs after the commencement of the risk, sum assured
	without deduction of instalments paid earlier alongwith guaranteed additions is payable
LOYALITY ADDITIONS :
	After the commencement of the risk, the policy will be eligible for
	Loyality additions depending upon the corporation's experience,
	on the life assured surviving the stipulated date of maturity or
	on earlier death.
TAX BENEFITS :
	PREMIUMS - Allowed under section 88 of IT act
	SURVIVAL AND MATURITY BENEFITS - Tax Freee
REVIVAL AND SURRENDER ALLOWED
LOAN AND ASSIGNMENT NOT AVAILABLE
BEST SUITED FOR CHILDREN'S EDUCATION AND STARTUP LIFE