1. DISCLAIMER

QDROI, has made every effort to produce a high-quality, informative, and helpful web site. However, QDROI, makes no representation or warranties of any kind with regard to the completeness or accuracy of the contents of this web site. This web site and its information is provided for guidance and information purposes only. All information contained herein should be independently verified and confirmed. This web site, its content and its products offered is not intended to provide investment, tax, or legal advice. The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief. However, we cannot guarantee as to its accuracy, completeness and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this web site and may be made at any time. Reader agrees to indemnify and hold harmless QDROI from and against any damages, costs and expenses, including any legal fees, potentially resulting from the application of any of the information provided by QDROI. QDROI accepts no liability of any kind for losses or damages caused or alleged to be caused, directly or indirectly, from using the information contained in QDROI. Our company's entire liability, and the purchaser's exclusive remedy, shall be a refund of the price paid or replacement of our product, at our option. This disclaimer applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action.

The provision of information by Qdroi and its related pages constitutes the dissemination of information in accordance with the right to free speech. Nothing on these pages is to be interpreted as legal, accounting, tax, currency, banking, or investment advice. Anyone seeking such advice should consult properly qualified and accredited professionals. All readers of these pages are emphatically advised to obey all laws to the letter. ANY SUGGESTIONS FOR PARTICIPATION IN THE VARIOUS ACTIVITIES FEATURED HERE ARE VOID WHERE PROHIBITED BY LOCAL LAWS. Participants in any activity related to Qdroi, participate at their own risk. Participants agree to hold the Qdroi, owners, managers, and operators harmless in respect of any losses incurred as result of participation in any activity

Copyright © 2002 - 2006 QDROI Services. All Rights Reserved.