
Open the image you want to insert the text into.
Select colors > increase color depth > 16 million colors (24 bit)

select the text tool 
click to enter the text
uncheck floating
enter text and click OK
select colors > adjust > brightness/contrast
%brightness > 10
%contrast > 0
select image > special effects > add drop shadow
color > black
opacity > 255
blur > 0
verticle > -3 (minus 3)
horizontal > 2
select image > special effects > add drop shadow
color > white
opacity > 255
blur > 0
verticle > 3
horizontal > -2 (minus 2)
selections > select none

OR
select colors > adjust > brightness/contrast
%brightness > -10 (minus 10)
%contrast > 0
select image > special effects > add drop shadow
color > white
opacity > 255
blur > 0
verticle > -3 (minus 3)
horizontal > 2
select image > special effects > add drop shadow
color > black
opacity > 255
blur > 0
verticle > 3
horizontal > -2 (minus 2)
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