The following are the top three winners from a "Most Embarrassing Moments" contest in New Woman Magazine:

#1
 "While in line at the bank one afternoon, my toddler decided to 
 release some pent-up energy and ran amok.  I was finally able to grab
 hold of her after receiving looks of disgust and annoyance from other
 patrons. I told her that if she did not start behaving *right now*, 
 she would be punished.
 
 To my horror, she looked me in the eye and said in a voice just as 
 threatening, 'If you don't let me go right now, I will tell Grandma 
 that I saw you kissing Daddy's pee-pee last night!'  "The  silence was
 deafening after this enlightening exchange.  Even the tellers stopped 
 what they were doing!
 
 I mustered up the last of my dignity and walked out of the bank with 
 my daughter in tow.  The  last thing I heard when the door closed 
 behind me were screams of laughter"
 
 #2
 "It was the day before my eighteenth birthday.  I was living at home, 
 but my parents had gone out for the evening, so I invited my 
 girlfriend over for a romantic night alone.  "As we lay in bed after 
 making love, we heard the telephone ring downstairs.  I suggested to 
 my girlfriend that I give her a piggyback ride to the phone.  Since we
 didn't want to miss the call, we didn't have time to get dressed.  
 When we got to the bottom of the stairs, the lights suddenly came on 
 and a whole crowd of people yelled, 'SURPRISE!'  My entire family - 
 aunts, uncles, Grandparents, cousins and all my friends were standing
 there!  My girlfriend and I  were frozen in a state of shock and  
 embarrassment for what seemed like an eternity.
 Since then, no one in my family has planned a surprise party again."
 
 #3
 One of the funniest "most-embarrassing-moment" stories I've come upon
 in a long time was about a lady who picked up several items at a 
 discount store. When she finally got up to the checker, she learned 
 that one of her items had no price tag.  Imagine her  embarrassment 
 when the checker got on the intercom and boomed out for all the store 
 to hear: "PRICE CHECK ON LANE THIRTEEN, TAMPAX, SUPERSIZE." That was 
 bad enough, but somebody at the rear of the store apparently 
 misunderstood the word "tampax" for "THUMBTACKS."
 
 In a business-like tone, a voice boomed back over the intercom:  "DO 
 YOU WANT THE KIND YOU PUSH IN WITH YOUR THUMB OR THE KIND YOU POUND IN
 WITH A HAMMER?"

    Source: geocities.com/southbeach/docks/Docks/4737/writing

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