CREDIT REPORTS

Please Note: Effective August 1,2008: Credit Bureaus require landlords or businesses wishing to receive credit reports to have an on-site inspection, have a publicly listed telephone number and a business license. For those who do not meet the requirements for a business commercial account ASSIST 2 RENT has developed a Limited property management division that will still allow us to evaluate your prospective tenant and ensure that your standards are met. LIMITED PROPERTY MANAGEMENT This division can provide the following personalized investigation services for the purpose of assisting landlord and property manager clients in the tenant selection process so as to limit the exposure to financial loss and other business risks. Perosnalized investigation services include: 1. Employment verification: We will provide the applicant's hire date, income, position, and if the applicant is employed on a full time, part time, or a temporary basis. 2. Present and previous residence verifications: Real Estate Tax records are obtained prior to contacting the current and former landlord (when available). This is to verify the stated landlord does, in fact, own the property and that the stated landlord is not a friend or relative. Upon verifing ownership we will then provide you with the applicant's move in date, monthly payment, payment history, when the current lease matures, and if the applicant has had unauthorized residents, damages, disturbances, or if the current or former landlord would re-rent to them. 3. Social security number verification: This is to verify the applicant has provided the correct and valid number issued to them by the Social Security Administration. 4. Debt to income Ratio: This is based on the applicant's current monthly obligations and your proposed rent. This will determine based on standard housing guildlines if they will have adequate income to support their current obligations and the proposed rent. 5. Financial analysis and evaluation: This is to determine if the applicant qualifies and has the capacity to pay based on financial history. 6. Summary: We will summarize the investigation and provide an evaluation report indicating if we would recommend, decline, or qualify the applicant with conditions (i.e. co-signer or possibly an additional security deposit). The cost currently for full screening is $45.00 for an individual, and $55.00 for a married couple. If you have two single people it would be $45.00 per person. Additional Services are available.