http://www.geocities.com/SiliconValley/Program/1978
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Yuri Stoupak, 29nov97-05dec97 Russian text quoted; 
 used alphabet is :  A B V G D E E ZH Z I I K L M
   N O P R S T U F H TS CH SH SHCH `` Y ' E YU YA )
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--- 29nov97 : Yesterday  I'VE  GOT  HER -

Toyota Corolla VE - 1998 (the girl!), SANDRIFT metallic, 
Manual 5speed 1.8L/120 horses, WITH OPTIONS: Air Cond.+
+Rear win defogger+4 speakers with antenna +Anti theft.

"V obshchem, Stupak kupil KOROVU - kak govoryat moi 
russkie kollegi i ya sam. Nachal uchit``sya vodit` na SVOEI 
mashine - cho ne douchil v " PICK... " 4.5 goda nazad" 

I'll cost me $341 per month (if I'll pay it for 5years) 
+ insuranse (I've rushed into a very bad one - more $200 
per month - with my driver permit-not-lisence; I'm going 
to change it before this year end). I'd like to change
loan condition after some monthes (to pay out loan faster).

There are lucky Russian guys in Metabyte (I'm also lucky now, 
I suspect). I've get AUTO LOAN from Patelco Credit Union here 
(our company is a member of the union - and we can use it).
I've got loan WITHOUT downpayment (in my 42nd day in USA). 

They like software engineers - here in the Silicon 
Valley and Bay Area. Of course, they gave me "the worst" 
conditions: %13.50 for year (if I made downpayment $4705 
and asked $10000 for 2 years - it'd be %7.75 only). Or if 
I had some credit history in USA. I'm going to get 
%7.75-for-2-years after some monthes of my payment.

I've made the car-owner - before my 43d birthday 
(12/4/97) and before my 43d day in USA (11/29/97)...

--- 05dec97

"Povtoryu eto po russki: DAYUT den``gi vpered - tol``ko
beri, dorogoi, i vyplachivai s terpimymi protsentami. 
Beresh`` bumazhku v " Metabyte - Letter of verification 
- chto poluchaesh' stol``ko-to i tvoe " emploiment " v
horoshem sostoyanii; delaesh`` kopiyu poslednego cheka,
kotoryi poslali na tvoi schet v banke i-" apply to loan.
"Luchshe brat`` 10000% na 2 goda: %7.75 v god stoit. No
mogno $20000 na 5 let - po %13.50 eto budet $470/mesyats.
Vyplachivat`` mozhno tak - mozhno bystree (hot`` zavtra
vse den'gi prinesti). Protsenty schitayut s ostavsegosya.

Otkryli zaem - edesh` k avtodileru, torguresh'sya s nim 
(luschshe chtob torgovalis`` za tebya drugie, kto umeet),
beresh` dogovor s polnoi summoi (plyus nalogi...). Edesh``
s dogovorom i strahuesh`` mashinu za svoi den`gi. Potom v
kreditnyi soyuz Patelko - beresh`` chek na tochnuyu summu
(ne bol``she chem prosil), vezesh`` ego dileru. Obratno 
edesh' na sobstvennoi mashine (mne ee vel Viktor Matveev)". 

"V moi den`` rozhdeniya 4dec97 my eto sdelali ocherednomu 
russkomu : Igor', iz Mytishch, 23 goda, priehal 01nov97. 
Dilerstvo v drigom gorode, no obernulis' za den'. Vecherom
on vernulsya na svoem "Ford Excort SE 1998". Vse govorili 
emu chto on durak a Fordy - hrenovye mashiny, chto on
nachnet lomat``sya posle pervyh 100 000mil``. No on upersya 
i kupil chto priglyanulos``. On vodil Mosckvich 2141 (takoi 
zhe tolstoshchekii-tolstobokii kak etot Ford). U ego Forda 
2.0L/110horses motor shumit v neskol'ko raz gromche chem 
yaponskoe serdechko 1.8L/120horses u moei toyotochki."