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Baccarat
Game Objective
In Baccarat you make a wager that either the Player's hand will
win, the Banker's hand will win, or that the game will result in a tie.
The object of baccarat is to predict which hand will get a point
value closest to 9, keeping in mind that all ten-value cards count as
zero and aces count as one. To participate in the game, you place your
wager on the Banker's hand, on the Player's hand, or on a tie. Then the
Player and the Banker are each dealt a two-card hand. Following standard
baccarat rules (shown below), a third card is dealt to the Player and/or
the Banker.
The players place a wager on either the Bank's hand or the Player's
hand. The winning hand is the one with the point total closest to nine
after all the cards are dealt. You can also choose to place your bet on
a tie, when both hands have equal point values. If the game does result
in a tie, a wager for the Banker or the Player is returned. All winning
wagers for the Banker and the Player pay even money. However, if you win
by betting on the Banker, the bank receives 5% commission. If you correctly
wager that the two hands will tie, your payoff is 8 to 1.
Rules summarizing when a third card is to be drawn
- If either the Player or the Banker have a total of 8 or 9 on the first
two cards no further cards are drawn.
- If the Players total is less than or equal to 5 the Player's hand
draws a third card.
- If the Player does not draw a third card, then the Banker's hand stands
on 6 or more and takes a third card on a total of 5 or less. If the
Player does take a third card then the rules below will determine if
the bank takes a third card.
- If the Bank's total is 2 or less then Bank draws a card, regardless
of what the Player's third card is.
- If the Bank's total is 3 then the Bank draws a third card unless
the Player's third card was an 8.
- If the Bank's total is 4 then the Bank draws a third card unless
the Player's third card was a 0,1,8,or 9.
- If the Bank's total is 5 then the Bank draws a third card if the
Player's third card was 4,5,6,or 7.
- If the Bank's total is 6 then the Bank draws a third card if the
Player's third card was a 6 or 7.
- If the Bank's total is 7 then the Bank stands.
Player
| Point
Value of First Two Cards |
| 0-1-2-3-4-5 |
Draws a card |
| 6-7 |
Stands |
| 8-9 |
Banker cannot
draw |
Banker
| Point
Value of First Two Cards |
Draws
when the player's third card is: |
Does not
draw when the player's third card is: |
| 0-1-2 |
Always draws
a card |
-- |
| 3 |
0-1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0-1-8-9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Always stands |
-- |
| 8-9 |
Player cannot
draw |
Player cannot
draw |
How To Play
- Click and Drag the chips denomination $1, $5, $25 and $100 on to table
area. Place your choice of your bets; i.e. Banker, Player, Banker and
tie, Player and tie. Or Tie bets in the specified area.
- After placing bets click on "Deal". Two cards for player
and two cards for dealer would be dealt. Depending up on the above given
rules the third card would be dealt.
- Depending on the placement of your bets you would win or lose.
Payoff Table
| Bets on |
Win amount |
| Banker |
Even amount less 5% commission |
| Player |
Even amount |
| Tie bets |
8 to 1 |
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