We use our money for different reasons and therefore some people might want to use their salary immediately and others make a great effort to lead a frugal life to save money as much as possible.   As for me, it seems to be better to save money of our future from my experience.

 

  Deposit literally saves us when we need large amount of money abruptly.  We sometimes have such situation like where expensive but necessary thing was broken or we are fired suddenly.  When I was a college student, actually my extra money that I saved sometimes prevented my from being confused by lack of money.  My computer was out of order suddenly because of infection of computer virus and I have to buy a new one as soon as possible, since there were small number of computers available at school and my thesis's dead line come soon.  Fortunately I deposited some money that I had earned by part time job and could prepare alternative PC rapidly. In this way, money that we deposit for our future saves us in emergency.

 

  Extra money enables us to buy expensive commodity that most of us cannot get immediately.  There are some expensive necessaries.  For inhabitants of a rural area, car is not luxurious thing but one of necessaries.  Our own house also guarantees that we can continue to live until we go to the other world.  In my country, although you might not be able to believe, elderly people were sometimes refused to rent an apartment if they try to live alone, in case that such elderly people die in the room alone.   Both car and house are too expensive for ordinary people to buy without saving or lending money.  Not all the people can lend enough money from most financial companies, since we need to prove our ability to return the dept by showing our profession to rend money and according to our each situation of occupation,  family, estates we already have, the companies decide how much they lend.   Therefore in order to prepare the fund to buy such expensive necessaries, we need to deposit our extra money. 

 

  As I mentioned earlyer, money should be deposited for our future because we need to prepare our emergency and money for our expensive but essential things like car or house.