<<        I usually try not to borrow any money from my friends or even relatives unless there is an urgent necessity, because I feel the issue of money can lead to conflicts between us. The conflicts occurs when the borrower cannot or do not return the money by the time they are supposed to do so, for the breaking promises in money will bring out loss of trusts in the friendship.        When the borrower do not repay the money to the lender, the conflicts appear to be led in their friendship, for it breaks down the trust between them. People tend to show their nature when the issue of money is involved, because the money is necessity and basic of your own life and the society. Thus, in case the borrower cannot repay, the lender will think the borrower is an irresponsible, dishonest, or cheater. The lender may start thinking that the borrowers are simply taking advantage over them. This cause the lenders feel uncertain and mistrust the borrowers. If the trust is lost, the friendship cannot be sustained any more. As a result, breaking down of friendship is likely to occur.        It can sometimes happen that the borrower cannot simply pay the money back to the lender simply because they do not have enough money to do so. In this case, it is not the matter of trust but of problems of the lender side. That is, if the borrowers who borrow a great deal of money cannot repay it to the lender, this can cause the lenders financial problems. Ideally, lenders should not treat the borrower as troublemaker or anything. However, in practice, it can happen that the lender feel anxious about the lender who can possibly cause them more problems in money. Under these conditions, the lenders will probably leave the borrowers.        If one repays the money to the friend without being too late, it will not lead to any condition described above for this is not being irresponsible or causing the lender problems. I myself sometimes ask my friends to lend me some money in some emergency case where I cannot find any ATM or lose my wallet. This does not usually cause me any conflicts between my friends and me because I am not making myself mistrusted or causing my friends problems. Yet, I try not to borrow money from anybody because I am afraid I may forget that I borrow money one day, which can get us into problems in trust and troubles my friends.