BUSINESS PLAN

I GENERAL INFORMATION:

Name____________________________________________________

Name of Community Bank _______________________Date________________

Business description _______________________________________________________

Time in business___________ Location of business ____________________
____________________________Tel.______________________

Home address_____________________________Tel.____________

Marital status _________________Age______ Sex________ No.of dependants________

Education _______________________________________________________

II BUSINESS INCOME

PERIOD QUANTITY DESCRIPTION UNIT PRICE (UNITS) TOTAL SALES
Daily
Weekly
Biweekly
Monthly

III COSTS AND EXPENSES ( Bymonthly)

Cost of merchandise _________________
Utilities expense _________________
Transportation expense _________________
Employees Salaries _________________
Auto Salary _________________
Rent _________________
Other expenses _________________
( )
Total de Costs and expenses

IV PROFITABILITY.

Gross profit (Sales - Costs and expenses) ___________________
Total de Ingresos (ventas) ___________________
Costos Totales ___________________

V COST/BENEFIT RELATION

Net Profit / Costs and expenses

___________________/__________________/__________________%

VI FAMILY INCOME

Spouse contribution _________________
Children contribution ____________________
Contribution from other family members _________________

Total Family Income ______________

VII ADDITIONAL INCOME

Pensions ____________________
Rents ____________________
Others ____________________

TOTAL ADDTIONAL INCOME __________________

VIII FAMILY BUDGET

Food ___________________
Education ___________________
Utilities expense ___________________
Rent or mortgage ___________________
Health expenses ___________________
Other expenses ___________________

TOTAL FAMILY EXPENSES __________________

IX PAYMENT CAPACITY ANALYSIS

Bimonthly Payment ___________________
Principal + Interest + savings
( ) + ( ) + ( )

Total Income - Total expenses - loan payment ( Payment + Savings) = Surplus
( ) - ( ) - ( ) = _________________

CASH AVAILABLE FOR THE PERIOD.

X MARKETING

XI FORSEEN PROBLEMS FOR THE BUSINESS AND HOW WILL YOU COPE WITH IT.

XII INVESTMENT PLAN

QUANTITY DESCRIPTION UNIT PRICE TOTAL AMOUNT

CREDIT OFFICIAL RESOLUTION

Loan asked for:_________________________ Approved Loan ______________________

_________________________________ _______________________________
Borrower signature Credit Official signature

Name:__________________________ Name:________________________

________________________________________
Regional coordinator signature

Name:________________________________