Skip Wisdom
>Are you under the impression that all birth-control is 100%
>effective?????
>
>Well, it is. I don't want to get in a religious debate, but as a
>factual matter, there *is* a choice here.
>
>My point, which you seemed to have missed, was that it is very
>difficult to foresee how your life may change in the future.
IMO, people who are successful, have financial security
and so forth are not "lucky". They are where they are now because of
tough decisions they made years ago. Whether to go to college, who
to marry, if and when to have children, how much of their income to
save, a career path - all of these things have a cumulative effect.
Folks who disagree are missing the point of a financial planning
newsgroup.
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H.W. "Skip" Weldon
Columbia SC USA
http://www.midnet.sc.edu/skip/skip.htm
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(
geocities.com/vyque)