Certificates of Deposit
| Term | APR% | APY% |
| 3 months | 3.50 | 3.55 |
| 6 months | 4.50 | 4.55 |
| 1 year | 4.60 | 4.70 |
| 2 years | 4.75 | 4.85 |
| 3 years | 4.85 | 4.96 |
| 4 years | 5.00 | 5.12 |
| 5 years | 5.25 | 5.38 |
Rates effective as of 12/15/98. Minimum deposit requirement of $500. Subject to change.
For up to the minute quotes call 1-800-000-0000.