Investors can earn high yields with Viatical Investments. Based upon projected maturities, the annual yield is 14%, payable at maturity. Actual maturity dates may be longer or shorter than the projections. A three year investment would have a fixed return of 42%. Since the return is fixed (set), when the investment is made, it is payable whenever the policy actually matures. Unlike the stock market, your investment funds cannot be reduced due to market fluctuations. There are no stock market fluctuations, and no sales charges. Your investment gain at maturity is known in advance. Viaticals are secured by life insurance policies issued by major life insurance companies on the lives of people who are now terminally ill and in need of funds. As an investor, you become a direct beneficiary of the policy and are paid directly by the insurance company when the policy matures. Viaticals are also eligible for IRA accounts or any other tax favored plans.
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