Just like in real life horses can hurt themselves.  Every time you visit this site, check on this page to make sure you horse hasn't gotten into any trouble.  If he/she has you'll see your horse's name, what it did, and what you'll have to do to fix it.  Then e-mail me telling me how much money it's going to take to fix it and what you're going to do. Now let's say you don't check the page... the disaster will only stay up for a week.  I will post a date by the disaster saying when it was first here.  If you don't fix your horse then I will take him/her to my boarding stables (Shooting Star Stables) and board it there for a week.  While it is being boarded there you will have a chance to buy it back from me.  To do so you'll have to pay $1,000 fine (for negelct) and pay for the disaster. There are no disasters at this time...