Think About Pack Insurance When You Recharter

NATIONAL RECOMMENDATIONS FOR
PUBLIC LIABILITY INSURANCE

PACK INSURANCE FUNDAMENTALS

PERSONAL INSURANCE - (Supplied by vehicle owners)
There are national recommendations for public liability insurance on vehicles used to transport members to activities or on trips. Drivers should consider the following coverage unless a larger coverage is required by state law:

Passenger Cars, Station Wagons, Minivans

$50,000 / $100,000 public liability

$50,000 property damage

Passenger Buses or Large Vans

$100,000 / $500,000 public liability
$100,000 property damage

Before trips are taken, a member of the pack committee should secure a proper tour permit, verify at least minimum state required auto liability limits, driver's license, equipment condition, etc.

PACK INSURANCE - (Your Pack should purchase this)
A pack accident insurance program is of great benefit to the youth and leaders in your pack. Accident insurance pays benefits regardless of who was at fault, insuring that the injured party will be compensated promptly in most cases. This insurance usually covers the insured while participating in any activity approved and supervised by the Boy Scouts of America and while traveling to and from such activities. Cost is minimal.

You would want to find out these things about your pack insurance plan:

Who is covered? Registered members? Nonregistered guests and families?
Are all den and pack activities covered?
Is travel to and from den and pack activities covered?

Check with your local council service center for information and application forms for insurance approved by the Boy Scouts of America.

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